Side-by-side · Q2 2026 data
First Nations Bank vs Pan American Bank & Trust
Metric by metric
| Measure | First Nations Bank | Pan American Bank & Trust |
|---|---|---|
| TellerScore | 82 (stronger) | 59 |
| Capital cushion | 91 (stronger) | 36 |
| Loan quality | 96 | 96 |
| Earnings | 65 (stronger) | 53 |
| Funding & liquidity | 50 (stronger) | 22 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 82nd | 17th |
| Total assets | $536.6M | $536.1M |
| Deposits / shares | $440.6M | $474.7M |
| Capital ratio | 14.11% (stronger) | 8.63% |
| Problem loans | 0.12% | 0.12% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.11% (stronger) | 0.83% |
| Loans ÷ deposits | 93.5% | 90.8% (stronger) |
| Uninsured deposits | 30.5% (stronger) | 57.9% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Nations Bank has the higher TellerScore (82 vs 59). On the 7 directional measures above (where higher or lower is clearly better), First Nations Bank leads on 5 and Pan American Bank & Trust on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.