Side-by-side · Q2 2026 data
First Naturalstate Bank vs RiverBank
Metric by metric
| Measure | First Naturalstate Bank | RiverBank |
|---|---|---|
| TellerScore | 81 (stronger) | 48 |
| Capital cushion | 100 (stronger) | 72 |
| Loan quality | 83 (stronger) | 0 |
| Earnings | 61 | 69 (stronger) |
| Funding & liquidity | 57 (stronger) | 48 |
| Problem-loan coverage | 95 (stronger) | 58 |
| Peer percentile | 80th | 6th |
| Total assets | $108.8M | $174.4M |
| Deposits / shares | $91.3M | $150.4M |
| Capital ratio | 15.55% (stronger) | 12.18% |
| Problem loans | 0.50% (stronger) | 3.42% |
| Net charge-offs | 0.02% | 0.01% (stronger) |
| Return on assets | 1.03% | 1.23% (stronger) |
| Loans ÷ deposits | 95.8% | 89.3% (stronger) |
| Uninsured deposits | 21.6% (stronger) | 35.5% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Naturalstate Bank has the higher TellerScore (81 vs 48). On the 7 directional measures above (where higher or lower is clearly better), First Naturalstate Bank leads on 4 and RiverBank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.