Side-by-side · Q2 2026 data
First Nebraska Bank vs Battle Creek State Bank
Metric by metric
| Measure | First Nebraska Bank | Battle Creek State Bank |
|---|---|---|
| TellerScore | 75 | 81 (stronger) |
| Capital cushion | 53 | 94 (stronger) |
| Loan quality | 92 | 100 (stronger) |
| Earnings | 77 (stronger) | 61 |
| Funding & liquidity | 73 (stronger) | 38 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 61st | 68th |
| Total assets | $371.4M | $71.0M |
| Deposits / shares | $329.9M | $61.0M |
| Capital ratio | 10.32% | 14.45% (stronger) |
| Problem loans | 0.23% | 0.00% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 1.42% (stronger) | 1.03% |
| Loans ÷ deposits | 76.0% (stronger) | 90.8% |
| Uninsured deposits | 25.1% (stronger) | 42.9% |
| Offices | 11 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.3% | — |
Battle Creek State Bank has the higher TellerScore (81 vs 75). On the 7 directional measures above (where higher or lower is clearly better), First Nebraska Bank leads on 3 and Battle Creek State Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.