Side-by-side · Q2 2026 data
First Nebraska Bank vs Nebraska Energy Federal Credit Union
Credit union
Nebraska Energy Federal Credit Union
Columbus, Nebraska · $100 million – $1 billion
Metric by metric
| Measure | First Nebraska Bank | Nebraska Energy Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 87 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 92 | 98 (stronger) |
| Earnings | 77 (stronger) | 74 |
| Funding & liquidity | 73 (stronger) | 54 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 61st | 91st |
| Total assets | $371.4M | $327.7M |
| Deposits / shares | $329.9M | $262.4M |
| Capital ratio | 10.32% | 19.32% (stronger) |
| Problem loans | 0.23% | 0.05% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.05% |
| Return on assets | 1.42% (stronger) | 1.36% |
| Loans ÷ deposits | 76.0% (stronger) | 106.6% |
| Uninsured deposits | 25.1% | 2.1% (stronger) |
| Offices | 11 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.3% | — |
Nebraska Energy Federal Credit Union has the higher TellerScore (87 vs 75). On the 7 directional measures above (where higher or lower is clearly better), First Nebraska Bank leads on 3 and Nebraska Energy Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.