Side-by-side · Q2 2026 data
First New Mexico Bank vs Deming Schools Employees Credit Union
Credit union
Deming Schools Employees Credit Union
Deming, New Mexico · Under $100 million in assets
Metric by metric
| Measure | First New Mexico Bank | Deming Schools Employees Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 88 |
| Capital cushion | 97 | 100 (stronger) |
| Loan quality | 95 | 96 (stronger) |
| Earnings | 87 (stronger) | 43 |
| Funding & liquidity | 77 | 100 (stronger) |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 96th | 85th |
| Total assets | $275.1M | $5.4M |
| Deposits / shares | $230.9M | $4.0M |
| Capital ratio | 14.73% | 24.76% (stronger) |
| Problem loans | 0.16% | 0.11% (stronger) |
| Net charge-offs | 0.41% | 0.33% (stronger) |
| Return on assets | 1.67% (stronger) | 0.57% |
| Loans ÷ deposits | 52.4% | 40.5% (stronger) |
| Uninsured deposits | 36.0% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First New Mexico Bank has the higher TellerScore (91 vs 88). On the 7 directional measures above (where higher or lower is clearly better), First New Mexico Bank leads on 2 and Deming Schools Employees Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Deming, NM