Deming Schools Employees Credit Union is a federally insured state-chartered credit union headquartered in Deming, New Mexico, in business for about 72 years. At the end of Q2 2026 it reported $5.4M in total assets and $4.0M in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, Deming Schools Employees Credit Union scores 88/100, which we describe as very strong. That is higher than 85% of 2,479 credit unions with under $100 million in assets. Among 37 credit unions headquartered in New Mexico, it ranks 5th. Its strongest component is capital cushion (100/100; 24.76%), and its lowest is earnings (43/100; 0.57%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (91 → 88), mostly because the earnings component weakened by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 84 |
| Q3 2024 | 84 |
| Q4 2024 | 91 |
| Q1 2025 | 90 |
| Q2 2025 | 91 |
| Q3 2025 | 83 |
| Q4 2025 | 84 |
| Q1 2026 | 80 |
| Q2 2026 | 88 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 21.31% |
| Q3 2024 | 22.81% |
| Q4 2024 | 22.34% |
| Q1 2025 | 23.03% |
| Q2 2025 | 23.14% |
| Q3 2025 | 23.92% |
| Q4 2025 | 23.85% |
| Q1 2026 | 24.50% |
| Q2 2026 | 24.76% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.81% |
| Q3 2024 | 0.17% |
| Q4 2024 | 0.19% |
| Q1 2025 | 0.16% |
| Q2 2025 | 0.02% |
| Q3 2025 | 1.13% |
| Q4 2025 | 0.99% |
| Q1 2026 | 2.02% |
| Q2 2026 | 0.11% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.83% |
| Q3 2024 | 0.22% |
| Q4 2024 | 1.04% |
| Q1 2025 | 0.89% |
| Q2 2025 | 0.88% |
| Q3 2025 | 1.07% |
| Q4 2025 | 1.04% |
| Q1 2026 | 1.68% |
| Q2 2026 | 0.57% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 88 | $5.4M | 24.76% | 0.11% | 0.57% | 40.5% |
| Q1 2026 | 80 | $5.4M | 24.50% | 2.02% | 1.68% | 46.6% |
| Q4 2025 | 84 | $5.5M | 23.85% | 0.99% | 1.04% | 51.4% |
| Q3 2025 | 83 | $5.5M | 23.92% | 1.13% | 1.07% | 53.5% |
| Q2 2025 | 91 | $5.6M | 23.14% | 0.02% | 0.88% | 51.8% |
| Q1 2025 | 90 | $5.6M | 23.03% | 0.16% | 0.89% | 57.2% |
| Q4 2024 | 91 | $5.7M | 22.34% | 0.19% | 1.04% | 59.5% |
| Q3 2024 | 84 | $5.5M | 22.81% | 0.17% | 0.22% | 62.9% |
| Q2 2024 | 84 | $5.8M | 21.31% | 0.81% | 0.83% | 59.4% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in New Mexico
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Rincones Presbyterian Credit UnionCredit union Chacon, NM | 64 out of 100, Moderate | $6.5M | 10.3% | 1.55% | vs |
| The Florist Federal Credit UnionCredit union Roswell, NM | 64 out of 100, Moderate | $7.1M | 15.1% | 1.90% | vs |
| Quay Schools Federal Credit UnionCredit union Tucumcari, NM | 83 out of 100, Strong | $8.6M | 19.4% | 0.03% | vs |
| Mt Taylor Federal Credit UnionCredit union Milan, NM | 100 out of 100, Very strong | $2.2M | 18.6% | 0.00% | vs |
| U-1st Community Federal Credit UnionCredit union Carlsbad, NM | 74 out of 100, Strong | $9.3M | 14.4% | 0.24% | vs |
| Internationalites Federal Credit UnionCredit union Carlsbad, NM | 75 out of 100, Strong | $11.7M | 17.2% | 0.20% | vs |
Deposit insurance
Is my money safe at Deming Schools Employees Credit Union?
Yes. Deming Schools Employees Credit Union is a federally insured credit union (NCUA charter #61559). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 24.76%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Deming Schools Employees Credit Union lists 1 office in 1 city. Most locations:
- Deming, NM (1)
Identity & history
Profile
- Legal name
- Deming Schools Employees Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 61559
- RSSD ID
- 911290
- Primary regulator
- State + NCUA
- Established
- 1954
- Headquarters
- Po Box 1494, Deming, NM 88031
- Employees
- 3
Quick answers
Deming Schools Employees Credit Union: common questions
Is Deming Schools Employees Credit Union NCUA insured?
Yes. Deming Schools Employees Credit Union is a federally insured credit union (NCUA charter #61559). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Deming Schools Employees Credit Union's TellerScore?
88 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Deming Schools Employees Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Deming
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First New Mexico BankBank Deming, NM | 91 out of 100, Very strong | $275.1M | 14.7% | 0.16% | vs |
| First Savings BankBank Beresford, SD | 83 out of 100, Strong | $1.6B | 19.3% | 0.90% | vs |
| Wells Fargo Bank, National AssociationBank Sioux Falls, SD | 58 out of 100, Moderate | $1.9T | 8.0% | 1.04% | vs |