Side-by-side · Q2 2026 data
First New Mexico Bank of Silver City vs WaFd Bank
Bank
First New Mexico Bank of Silver City
Silver City, New Mexico · $100 million – $1 billion
Metric by metric
| Measure | First New Mexico Bank of Silver City | WaFd Bank |
|---|---|---|
| TellerScore | 95 (stronger) | 61 |
| Capital cushion | 93 (stronger) | 42 |
| Loan quality | 95 (stronger) | 79 |
| Earnings | 96 (stronger) | 60 |
| Funding & liquidity | 97 (stronger) | 47 |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 99th | 32nd |
| Total assets | $147.5M | $27.6B |
| Deposits / shares | $123.8M | $21.1B |
| Capital ratio | 14.27% (stronger) | 9.21% |
| Problem loans | 0.16% (stronger) | 0.63% |
| Net charge-offs | -0.02% (stronger) | 0.02% |
| Return on assets | 1.91% (stronger) | 0.99% |
| Loans ÷ deposits | 59.1% (stronger) | 95.1% |
| Uninsured deposits | 18.3% (stronger) | 31.1% |
| Offices | 3 | 210 |
| CFPB complaints (3 yrs) | — | 93 |
| Complaints per $1B deposits | — | 4.4 |
| Mortgage denial rate (HMDA) | — | 18.8% |
First New Mexico Bank of Silver City has the higher TellerScore (95 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First New Mexico Bank of Silver City leads on 7 and WaFd Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Silver City, NM