Side-by-side · Q2 2026 data
First New York Federal Credit Union vs Teg Federal Credit Union
Metric by metric
| Measure | First New York Federal Credit Union | Teg Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 65 (stronger) |
| Capital cushion | 44 (stronger) | 40 |
| Loan quality | 84 (stronger) | 83 |
| Earnings | 40 | 61 (stronger) |
| Funding & liquidity | 79 (stronger) | 73 |
| Problem-loan coverage | 92 (stronger) | 91 |
| Peer percentile | 29th | 34th |
| Total assets | $574.0M | $506.5M |
| Deposits / shares | $521.0M | $444.6M |
| Capital ratio | 9.39% (stronger) | 8.99% |
| Problem loans | 0.48% (stronger) | 0.52% |
| Net charge-offs | 0.25% (stronger) | 0.44% |
| Return on assets | 0.51% | 1.02% (stronger) |
| Loans ÷ deposits | 81.5% (stronger) | 87.6% |
| Uninsured deposits | 2.1% (stronger) | 8.5% |
| Offices | 7 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.6% |
Teg Federal Credit Union has the higher TellerScore (65 vs 63). On the 7 directional measures above (where higher or lower is clearly better), First New York Federal Credit Union leads on 5 and Teg Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.