Side-by-side · Q2 2026 data
First Northeast Bank of Nebraska vs F&M Bank
Metric by metric
| Measure | First Northeast Bank of Nebraska | F&M Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 83 |
| Capital cushion | 85 (stronger) | 68 |
| Loan quality | 93 | 98 (stronger) |
| Earnings | 73 | 93 (stronger) |
| Funding & liquidity | 98 (stronger) | 62 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 92nd | 84th |
| Total assets | $472.6M | $354.6M |
| Deposits / shares | $361.0M | $311.6M |
| Capital ratio | 13.51% (stronger) | 11.76% |
| Problem loans | 0.22% | 0.07% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.32% | 1.83% (stronger) |
| Loans ÷ deposits | 49.0% (stronger) | 93.9% |
| Uninsured deposits | 17.3% (stronger) | 18.5% |
| Offices | 8 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.0% |
First Northeast Bank of Nebraska has the higher TellerScore (88 vs 83). On the 7 directional measures above (where higher or lower is clearly better), First Northeast Bank of Nebraska leads on 5 and F&M Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.