Side-by-side · Q2 2026 data
First Northern Bank of Dixon vs Commonwealth Business Bank
Metric by metric
| Measure | First Northern Bank of Dixon | Commonwealth Business Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 64 |
| Capital cushion | 70 | 89 (stronger) |
| Loan quality | 86 (stronger) | 37 |
| Earnings | 65 (stronger) | 64 |
| Funding & liquidity | 63 (stronger) | 45 |
| Problem-loan coverage | 95 (stronger) | 80 |
| Peer percentile | 74th | 33rd |
| Total assets | $1.9B | $2.0B |
| Deposits / shares | $1.7B | $1.7B |
| Capital ratio | 11.95% | 13.93% (stronger) |
| Problem loans | 0.41% (stronger) | 1.88% |
| Net charge-offs | 0.12% | -0.00% (stronger) |
| Return on assets | 1.13% (stronger) | 1.09% |
| Loans ÷ deposits | 64.6% (stronger) | 90.5% |
| Uninsured deposits | 44.2% | 37.7% (stronger) |
| Offices | 14 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.7% | — |
First Northern Bank of Dixon has the higher TellerScore (74 vs 64). On the 7 directional measures above (where higher or lower is clearly better), First Northern Bank of Dixon leads on 4 and Commonwealth Business Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.