Headquartered in Los Angeles, California, Commonwealth Business Bank is a state-chartered bank (fed member) with $2.0B in total assets and $1.7B in deposits as of Q2 2026. It operates 13 offices across 5 states. Its charter dates back to 2005.
Based on its Q2 2026 filing, Commonwealth Business Bank scores 64/100, which we describe as moderate. That is higher than only 33% of 897 banks with $1 billion – $10 billion. Among 116 banks headquartered in California, it ranks 81st. Its strongest component is capital cushion (89/100; 13.93%), and its lowest is loan quality (37/100; 1.88%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (64 → 64).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 78 |
| Q3 2024 | 75 |
| Q4 2024 | 67 |
| Q1 2025 | 67 |
| Q2 2025 | 64 |
| Q3 2025 | 66 |
| Q4 2025 | 64 |
| Q1 2026 | 66 |
| Q2 2026 | 64 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.45% |
| Q3 2024 | 14.58% |
| Q4 2024 | 14.07% |
| Q1 2025 | 14.00% |
| Q2 2025 | 14.45% |
| Q3 2025 | 14.32% |
| Q4 2025 | 13.23% |
| Q1 2026 | 13.76% |
| Q2 2026 | 13.93% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.55% |
| Q3 2024 | 1.03% |
| Q4 2024 | 1.63% |
| Q1 2025 | 1.38% |
| Q2 2025 | 1.74% |
| Q3 2025 | 1.76% |
| Q4 2025 | 1.53% |
| Q1 2026 | 1.68% |
| Q2 2026 | 1.88% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.35% |
| Q3 2024 | 1.34% |
| Q4 2024 | 1.33% |
| Q1 2025 | 1.02% |
| Q2 2025 | 1.01% |
| Q3 2025 | 1.00% |
| Q4 2025 | 0.98% |
| Q1 2026 | 1.16% |
| Q2 2026 | 1.09% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $2.0B | 13.93% | 1.88% | 1.09% | 90.5% |
| Q1 2026 | 66 | $2.0B | 13.76% | 1.68% | 1.16% | 86.0% |
| Q4 2025 | 64 | $2.0B | 13.23% | 1.53% | 0.98% | 84.7% |
| Q3 2025 | 66 | $2.0B | 14.32% | 1.76% | 1.00% | 85.9% |
| Q2 2025 | 64 | $1.8B | 14.45% | 1.74% | 1.01% | 94.8% |
| Q1 2025 | 67 | $1.8B | 14.00% | 1.38% | 1.02% | 97.1% |
| Q4 2024 | 67 | $1.8B | 14.07% | 1.63% | 1.33% | 96.0% |
| Q3 2024 | 75 | $1.8B | 14.58% | 1.03% | 1.34% | 97.0% |
| Q2 2024 | 78 | $1.7B | 14.45% | 0.55% | 1.35% | 106.0% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Oak Valley Community BankBank Oakdale, CA | 76 out of 100, Strong | $2.0B | 11.5% | 0.00% | vs |
| First Northern Bank of DixonBank Dixon, CA | 74 out of 100, Strong | $1.9B | 12.0% | 0.41% | vs |
| Mission BankBank Bakersfield, CA | 80 out of 100, Strong | $2.0B | 12.2% | 0.02% | vs |
| Montecito Bank & TrustBank Santa Barbara, CA | 69 out of 100, Moderate | $2.0B | 11.3% | 0.17% | vs |
| Beneficial State BankBank Oakland, CA | 43 out of 100, Below average | $2.0B | 11.2% | 2.53% | vs |
| Plumas BankBank Quincy, CA | 67 out of 100, Moderate | $2.3B | 11.8% | 1.55% | vs |
Deposit insurance
Is my money safe at Commonwealth Business Bank?
Yes. Commonwealth Business Bank is an FDIC-insured institution (FDIC certificate #57873). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 37.7% of deposits ($627.5M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.93%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 19.87% (benchmark: 10%).
13 locations
Branches
Commonwealth Business Bank lists 12 offices in 10 cities across 5 states. Most locations:
- Los Angeles, CA (3)
- Aiea, HI (1)
- Buena Park, CA (1)
- Carrollton, TX (1)
- Dallas, TX (1)
- Flushing, NY (1)
- Fort Lee, NJ (1)
- Honolulu, HI (1)
- Irvine, CA (1)
- Torrance, CA (1)
Identity & history
Profile
- Legal name
- Commonwealth Business Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 57873
- RSSD ID
- 3337097
- Primary regulator
- FED
- Holding company
- Cbb Bcorp Inc
- Established
- March 3, 2005
- Headquarters
- 3435 Wilshire Blvd, Los Angeles, CA 90010
- Website
- www.cbb-bank.com
- Employees
- 178
Quick answers
Commonwealth Business Bank: common questions
Is Commonwealth Business Bank FDIC insured?
Yes. Commonwealth Business Bank is an FDIC-insured institution (FDIC certificate #57873). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Commonwealth Business Bank's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Commonwealth Business Bank ever failed?
There is no failure record for FDIC certificate #57873 in the FDIC failed bank list.
How many branches does Commonwealth Business Bank have?
13 offices as of the latest FDIC data, in 5 states.
Nearby
Highest-scoring banks and credit unions with branches near Los Angeles
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Long Beach Firemen S Credit UnionCredit union Long Beach, CA | 91 out of 100, Very strong | $201.5M | 29.4% | 0.02% | vs |
| California Adventist Federal Credit UnionCredit union Glendale, CA | 89 out of 100, Very strong | $44.7M | 20.1% | 0.04% | vs |
| Asian Pacific National BankBank San Gabriel, CA | 89 out of 100, Very strong | $56.9M | 20.1% | 0.00% | vs |
| Hana Bank USA, National AssociationBank Fort Lee, NJ | 88 out of 100, Very strong | $835.2M | 25.4% | 0.00% | vs |
| American Plus Bank, N.A.Bank Arcadia, CA | 88 out of 100, Very strong | $935.0M | 16.5% | 0.04% | vs |