Side-by-side · Q2 2026 data
First Northern Credit Union vs Membersalliance Credit Union
Metric by metric
| Measure | First Northern Credit Union | Membersalliance Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 67 |
| Capital cushion | 63 (stronger) | 44 |
| Loan quality | 76 | 85 (stronger) |
| Earnings | 97 (stronger) | 53 |
| Funding & liquidity | 79 | 83 (stronger) |
| Problem-loan coverage | 91 | 93 (stronger) |
| Peer percentile | 74th | 41st |
| Total assets | $333.2M | $303.6M |
| Deposits / shares | $288.2M | $271.9M |
| Capital ratio | 11.31% (stronger) | 9.38% |
| Problem loans | 0.71% | 0.45% (stronger) |
| Net charge-offs | 0.18% (stronger) | 0.39% |
| Return on assets | 1.93% (stronger) | 0.82% |
| Loans ÷ deposits | 80.9% | 77.6% (stronger) |
| Uninsured deposits | 4.0% | 0.0% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.9% | — |
First Northern Credit Union has the higher TellerScore (78 vs 67). On the 7 directional measures above (where higher or lower is clearly better), First Northern Credit Union leads on 4 and Membersalliance Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.