Side-by-side · Q2 2026 data
First Nrv Federal Credit Union vs Hampton Roads Educ Credit Union Inc
Credit union
First Nrv Federal Credit Union
Radford, Virginia · Under $100 million in assets
Credit union
Hampton Roads Educ Credit Union Inc
Hampton, Virginia · Under $100 million in assets
Metric by metric
| Measure | First Nrv Federal Credit Union | Hampton Roads Educ Credit Union Inc |
|---|---|---|
| TellerScore | 52 | 58 (stronger) |
| Capital cushion | 43 (stronger) | 34 |
| Loan quality | 30 | 67 (stronger) |
| Earnings | 46 (stronger) | 36 |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 75 | 92 (stronger) |
| Peer percentile | 11th | 19th |
| Total assets | $38.7M | $46.9M |
| Deposits / shares | $35.0M | $42.0M |
| Capital ratio | 9.27% (stronger) | 8.41% |
| Problem loans | 2.09% | 1.00% (stronger) |
| Net charge-offs | 1.26% | 1.12% (stronger) |
| Return on assets | 0.64% (stronger) | 0.39% |
| Loans ÷ deposits | 62.3% | 39.9% (stronger) |
| Uninsured deposits | 1.3% | 1.2% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hampton Roads Educ Credit Union Inc has the higher TellerScore (58 vs 52). On the 7 directional measures above (where higher or lower is clearly better), First Nrv Federal Credit Union leads on 2 and Hampton Roads Educ Credit Union Inc on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.