First Nrv Federal Credit Union (NCUA charter #2263) is based in Radford, Virginia. Its Q2 2026 call report shows $38.7M in total assets and $35.0M in member shares and deposits and 1 office.
First Nrv Federal Credit Union has a TellerScore of 52 out of 100 (below average) based on Q2 2026 data — higher than only 11% of its 2,479 credit unions with under $100 million in assets. Among 95 credit unions headquartered in Virginia, it ranks 79th. Funding & liquidity contributes the most (98/100, 62% loans-to-deposits, 1% uninsured); loan quality contributes the least (30/100, 2.09%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 12 points (40 → 52), mostly because the earnings component improved by 27 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 55 |
| Q3 2024 | 59 |
| Q4 2024 | 55 |
| Q1 2025 | 31 |
| Q2 2025 | 40 |
| Q3 2025 | 35 |
| Q4 2025 | 41 |
| Q1 2026 | 52 |
| Q2 2026 | 52 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 7.79% |
| Q3 2024 | 8.02% |
| Q4 2024 | 8.11% |
| Q1 2025 | 7.76% |
| Q2 2025 | 8.33% |
| Q3 2025 | 8.55% |
| Q4 2025 | 8.94% |
| Q1 2026 | 8.90% |
| Q2 2026 | 9.27% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.04% |
| Q3 2024 | 0.78% |
| Q4 2024 | 1.16% |
| Q1 2025 | 3.01% |
| Q2 2025 | 2.36% |
| Q3 2025 | 4.56% |
| Q4 2025 | 3.48% |
| Q1 2026 | 1.59% |
| Q2 2026 | 2.09% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.55% |
| Q3 2024 | 0.62% |
| Q4 2024 | 0.53% |
| Q1 2025 | -0.23% |
| Q2 2025 | -0.04% |
| Q3 2025 | 0.30% |
| Q4 2025 | 0.66% |
| Q1 2026 | 0.34% |
| Q2 2026 | 0.64% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 52 | $38.7M | 9.27% | 2.09% | 0.64% | 62.3% |
| Q1 2026 | 52 | $39.3M | 8.90% | 1.59% | 0.34% | 64.9% |
| Q4 2025 | 41 | $38.8M | 8.94% | 3.48% | 0.66% | 64.2% |
| Q3 2025 | 35 | $38.6M | 8.55% | 4.56% | 0.30% | 65.9% |
| Q2 2025 | 40 | $38.5M | 8.33% | 2.36% | -0.04% | 65.1% |
| Q1 2025 | 31 | $41.1M | 7.76% | 3.01% | -0.23% | 63.3% |
| Q4 2024 | 55 | $39.6M | 8.11% | 1.16% | 0.53% | 67.1% |
| Q3 2024 | 59 | $39.7M | 8.02% | 0.78% | 0.62% | 69.4% |
| Q2 2024 | 55 | $39.9M | 7.79% | 1.04% | 0.55% | 68.8% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Virginia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Patent and Trademark Office Federal Credit UnionCredit union Alexandria, VA | 39 out of 100, Low | $40.1M | 7.1% | 2.59% | vs |
| Pfd Firefighters Credit Union Inc.Credit union Portsmouth, VA | 82 out of 100, Strong | $34.4M | 14.9% | 0.07% | vs |
| Vantage Point Federal Credit UnionCredit union Hopewell, VA | 71 out of 100, Strong | $45.0M | 16.7% | 2.20% | vs |
| Lynchburg Municipal Employees Federal Credit UnionCredit union Lynchburg, VA | 81 out of 100, Strong | $31.4M | 12.1% | 0.28% | vs |
| Hampton Roads Educ Credit Union IncCredit union Hampton, VA | 58 out of 100, Moderate | $46.9M | 8.4% | 1.00% | vs |
| Norfolk Fire Department Federal Credit UnionCredit union Norfolk, VA | 93 out of 100, Very strong | $26.8M | 20.1% | 0.41% | vs |
Deposit insurance
Is my money safe at First Nrv Federal Credit Union?
Yes. First Nrv Federal Credit Union is a federally insured credit union (NCUA charter #2263). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 1.3% of shares and deposits ($439K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 9.27%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
First Nrv Federal Credit Union lists 1 office in 1 city. Most locations:
- Radford, VA (1)
Identity & history
Profile
- Legal name
- First Nrv Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 2263
- RSSD ID
- 49773
- Primary regulator
- NCUA
- Established
- 1937
- Headquarters
- PO Box 2963, Radford, VA 24143
- Employees
- 8
Quick answers
First Nrv Federal Credit Union: common questions
Is First Nrv Federal Credit Union NCUA insured?
Yes. First Nrv Federal Credit Union is a federally insured credit union (NCUA charter #2263). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is First Nrv Federal Credit Union's TellerScore?
52 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does First Nrv Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Radford
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| G E a Employees Federal Credit UnionCredit union Pearisburg, VA | 92 out of 100, Very strong | $2.1M | 24.1% | 0.10% | vs |
| Celco Community Federal Credit UnionCredit union Narrows, VA | 85 out of 100, Very strong | $143.9M | 20.9% | 1.33% | vs |
| Locus Bank, Inc.Bank Richmond, VA | 79 out of 100, Strong | $359.4M | 21.5% | 0.62% | vs |
| The First National Bank of PeterstownBank Peterstown, WV | 77 out of 100, Strong | $84.9M | 13.9% | 1.47% | vs |
| Carter Bank & TrustBank Martinsville, VA | 76 out of 100, Strong | $4.8B | 11.7% | 1.01% | vs |
| First Community BankBank Bluefield, VA | 75 out of 100, Strong | $3.6B | 10.2% | 0.70% | vs |