Side-by-side · Q2 2026 data
First Nrv Federal Credit Union vs Patent and Trademark Office Federal Credit Union
Credit union
First Nrv Federal Credit Union
Radford, Virginia · Under $100 million in assets
Credit union
Patent and Trademark Office Federal Credit Union
Alexandria, Virginia · Under $100 million in assets
Metric by metric
| Measure | First Nrv Federal Credit Union | Patent and Trademark Office Federal Credit Union |
|---|---|---|
| TellerScore | 52 (stronger) | 39 |
| Capital cushion | 43 (stronger) | 21 |
| Loan quality | 30 (stronger) | 14 |
| Earnings | 46 (stronger) | 35 |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 75 (stronger) | 67 |
| Peer percentile | 11th | 3rd |
| Total assets | $38.7M | $40.1M |
| Deposits / shares | $35.0M | $37.1M |
| Capital ratio | 9.27% (stronger) | 7.09% |
| Problem loans | 2.09% (stronger) | 2.59% |
| Net charge-offs | 1.26% (stronger) | 2.53% |
| Return on assets | 0.64% (stronger) | 0.37% |
| Loans ÷ deposits | 62.3% | 49.5% (stronger) |
| Uninsured deposits | 1.3% (stronger) | 8.2% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Nrv Federal Credit Union has the higher TellerScore (52 vs 39). On the 7 directional measures above (where higher or lower is clearly better), First Nrv Federal Credit Union leads on 6 and Patent and Trademark Office Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.