Side-by-side · Q2 2026 data
First Ohio Community Federal Credit Union vs Harvest Federal Credit Union
Credit union
First Ohio Community Federal Credit Union
North Canton, Ohio · Under $100 million in assets
Metric by metric
| Measure | First Ohio Community Federal Credit Union | Harvest Federal Credit Union |
|---|---|---|
| TellerScore | 77 | 84 (stronger) |
| Capital cushion | 57 | 78 (stronger) |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 51 | 66 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 57th | 75th |
| Total assets | $45.2M | $43.9M |
| Deposits / shares | $40.3M | $38.1M |
| Capital ratio | 10.68% | 12.80% (stronger) |
| Problem loans | 0.00% (stronger) | 0.30% |
| Net charge-offs | 0.09% | 0.02% (stronger) |
| Return on assets | 0.78% | 1.16% (stronger) |
| Loans ÷ deposits | 40.7% (stronger) | 43.7% |
| Uninsured deposits | 1.0% (stronger) | 2.7% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Harvest Federal Credit Union has the higher TellerScore (84 vs 77). On the 7 directional measures above (where higher or lower is clearly better), First Ohio Community Federal Credit Union leads on 3 and Harvest Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.