TellerScore

First Ohio Community Federal Credit Union is a federal credit union headquartered in North Canton, Ohio, in business for about 89 years. At the end of Q2 2026 it reported $45.2M in total assets and $40.3M in member shares and deposits, with 2 offices.

First Ohio Community Federal Credit Union has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 57% of its 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 71st. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (51/100, 0.78%).

TellerScore · Q2 2026

Scorecard

Capital cushion57/100
Net worth ratio: 10.68%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings51/100
Return on assets (annualized): 0.78%
Funding & liquidity100/100
Loans ÷ shares: 40.7% · 1.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (76 → 77).

TellerScore
747678Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202478
Q3 202477
Q4 202477
Q1 202574
Q2 202576
Q3 202576
Q4 202577
Q1 202675
Q2 202677
Net worth ratio
7.00%8.84%10.68%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.14%
Q3 202410.58%
Q4 202410.19%
Q1 202510.19%
Q2 202510.45%
Q3 202510.50%
Q4 202510.50%
Q1 202610.29%
Q2 202610.68%
Delinquent loans (60+ days)
0.00%0.13%0.26%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.04%
Q3 20240.26%
Q4 20240.09%
Q1 20250.06%
Q2 20250.00%
Q3 20250.15%
Q4 20250.10%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.59%0.86%1.12%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.12%
Q3 20241.06%
Q4 20241.06%
Q1 20250.59%
Q2 20250.77%
Q3 20250.80%
Q4 20250.91%
Q1 20260.59%
Q2 20260.78%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202677$45.2M10.68%0.00%0.78%40.7%
Q1 202675$45.9M10.29%0.00%0.59%40.9%
Q4 202577$44.3M10.50%0.10%0.91%44.4%
Q3 202576$43.0M10.50%0.15%0.80%47.0%
Q2 202576$42.3M10.45%0.00%0.77%48.7%
Q1 202574$42.4M10.19%0.06%0.59%49.2%
Q4 202477$41.8M10.19%0.09%1.06%50.3%
Q3 202477$39.1M10.58%0.26%1.06%56.5%
Q2 202478$40.0M10.14%0.04%1.12%57.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.68%
21st
Problem loans0.00%
94th
Net charge-offs0.09%
58th
Return on assets0.78%
57th
Loans to deposits40.7%
78th
Uninsured deposits1.0%
54th
Loan-loss reserves0.00%
37th
Texas ratio0.0%
93rd

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
All Saints Federal Credit UnionCredit union Parma, OH80 out of 100, Strong$45.4M19.4%1.08%vs
New Horizon Federal Credit UnionCredit union Barberton, OH82 out of 100, Strong$44.9M13.2%0.17%vs
Toledo Fire Fighters Federal Credit UnionCredit union Toledo, OH95 out of 100, Very strong$45.5M17.8%0.34%vs
Harvest Federal Credit UnionCredit union Heath, OH84 out of 100, Strong$43.9M12.8%0.30%vs
Children'S Medical Center Federal Credit UnionCredit union Cincinnati, OH91 out of 100, Very strong$46.8M20.3%0.52%vs
Advantage Credit UnionCredit union Mansfield, OH68 out of 100, Moderate$43.2M9.4%0.00%vs

Deposit insurance

Is my money safe at First Ohio Community Federal Credit Union?

Yes. First Ohio Community Federal Credit Union is a federally insured credit union (NCUA charter #2454). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.0% of shares and deposits ($409K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 10.68%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

First Ohio Community Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
First Ohio Community Federal Credit Union
Type
Federal credit union
NCUA charter #
2454
RSSD ID
876175
Primary regulator
NCUA
Established
1937
Headquarters
8200 Cleveland Ave NW, North Canton, OH 44720
Employees
8

Quick answers

First Ohio Community Federal Credit Union: common questions

Is First Ohio Community Federal Credit Union NCUA insured?

Yes. First Ohio Community Federal Credit Union is a federally insured credit union (NCUA charter #2454). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is First Ohio Community Federal Credit Union's TellerScore?

77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does First Ohio Community Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near North Canton

InstitutionScoreAssetsCapitalProblem loansCompare
Brewster Federal Credit UnionCredit union Brewster, OH95 out of 100, Very strong$32.9M18.4%0.56%vs
Firstenergy Family Credit UnionCredit union Akron, OH93 out of 100, Very strong$47.2M16.5%0.53%vs
Minerva Area Federal Credit UnionCredit union Minerva, OH93 out of 100, Very strong$17.9M15.1%0.14%vs
The Bank of Magnolia CompanyBank Magnolia, OH89 out of 100, Very strong$107.8M13.0%0.12%vs
Cleveland Selfreliance Federal Credit UnionCredit union Parma, OH88 out of 100, Very strong$113.7M17.3%0.01%vs
Medina County Federal Credit UnionCredit union Wadsworth, OH88 out of 100, Very strong$151.3M12.3%0.09%vs