Side-by-side · Q2 2026 data
First Ohio Community Federal Credit Union vs Painesville Credit Union
Credit union
First Ohio Community Federal Credit Union
North Canton, Ohio · Under $100 million in assets
Metric by metric
| Measure | First Ohio Community Federal Credit Union | Painesville Credit Union |
|---|---|---|
| TellerScore | 77 | 83 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 100 (stronger) | 89 |
| Earnings | 51 (stronger) | 34 |
| Funding & liquidity | 100 (stronger) | 97 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 57th | 72nd |
| Total assets | $45.2M | $48.7M |
| Deposits / shares | $40.3M | $40.8M |
| Capital ratio | 10.68% | 15.38% (stronger) |
| Problem loans | 0.00% (stronger) | 0.32% |
| Net charge-offs | 0.09% (stronger) | 0.18% |
| Return on assets | 0.78% (stronger) | 0.35% |
| Loans ÷ deposits | 40.7% (stronger) | 63.2% |
| Uninsured deposits | 1.0% (stronger) | 1.4% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Painesville Credit Union has the higher TellerScore (83 vs 77). On the 7 directional measures above (where higher or lower is clearly better), First Ohio Community Federal Credit Union leads on 5 and Painesville Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.