Side-by-side · Q2 2026 data
First Pace Credit Union vs Metropolitan Services Credit Union
Credit union
Metropolitan Services Credit Union
Saint Paul, Minnesota · Under $100 million in assets
Metric by metric
| Measure | First Pace Credit Union | Metropolitan Services Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 46 |
| Loan quality | 92 | 100 (stronger) |
| Earnings | 0 | 6 (stronger) |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 52nd | 30th |
| Total assets | $8.7M | $12.3M |
| Deposits / shares | $7.0M | $11.5M |
| Capital ratio | 18.92% (stronger) | 9.59% |
| Problem loans | 0.25% | 0.00% (stronger) |
| Net charge-offs | 0.16% (stronger) | 1.70% |
| Return on assets | -0.84% | -0.36% (stronger) |
| Loans ÷ deposits | 76.6% | 57.1% (stronger) |
| Uninsured deposits | 2.5% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Pace Credit Union has the higher TellerScore (75 vs 65). On the 7 directional measures above (where higher or lower is clearly better), First Pace Credit Union leads on 3 and Metropolitan Services Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.