Side-by-side · Q2 2026 data
First Pacific Bank vs Mega Bank
Metric by metric
| Measure | First Pacific Bank | Mega Bank |
|---|---|---|
| TellerScore | 56 | 68 (stronger) |
| Capital cushion | 42 | 94 (stronger) |
| Loan quality | 90 (stronger) | 46 |
| Earnings | 30 | 66 (stronger) |
| Funding & liquidity | 37 | 46 (stronger) |
| Problem-loan coverage | 96 (stronger) | 82 |
| Peer percentile | 13th | 37th |
| Total assets | $514.4M | $506.7M |
| Deposits / shares | $420.1M | $426.1M |
| Capital ratio | 9.25% | 14.43% (stronger) |
| Problem loans | 0.31% (stronger) | 1.61% |
| Net charge-offs | 0.24% | 0.04% (stronger) |
| Return on assets | 0.24% | 1.15% (stronger) |
| Loans ÷ deposits | 83.2% (stronger) | 100.3% |
| Uninsured deposits | 50.8% | 27.3% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mega Bank has the higher TellerScore (68 vs 56). On the 7 directional measures above (where higher or lower is clearly better), First Pacific Bank leads on 2 and Mega Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.