First Pacific Bank (FDIC certificate #58218) is based in Whittier, California. Its Q2 2026 call report shows $514.4M in total assets and $420.1M in deposits and 5 offices.
Based on its Q2 2026 filing, First Pacific Bank scores 56/100, which we describe as moderate. That is higher than only 13% of 2,650 banks with $100 million – $1 billion. Among 116 banks headquartered in California, it ranks 96th. Its strongest component is problem-loan coverage (96/100; 2.2%), and its lowest is earnings (30/100; 0.24%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (56 → 56).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 58 |
| Q3 2024 | 56 |
| Q4 2024 | 58 |
| Q1 2025 | 58 |
| Q2 2025 | 56 |
| Q3 2025 | 56 |
| Q4 2025 | 59 |
| Q1 2026 | 58 |
| Q2 2026 | 56 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.61% |
| Q3 2024 | 8.84% |
| Q4 2024 | 8.97% |
| Q1 2025 | 8.98% |
| Q2 2025 | 8.84% |
| Q3 2025 | 8.74% |
| Q4 2025 | 9.53% |
| Q1 2026 | 9.57% |
| Q2 2026 | 9.25% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.03% |
| Q3 2024 | 0.37% |
| Q4 2024 | 0.24% |
| Q1 2025 | 0.29% |
| Q2 2025 | 0.33% |
| Q3 2025 | 0.36% |
| Q4 2025 | 0.38% |
| Q1 2026 | 0.47% |
| Q2 2026 | 0.31% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.17% |
| Q3 2024 | 0.19% |
| Q4 2024 | 0.26% |
| Q1 2025 | 0.36% |
| Q2 2025 | 0.38% |
| Q3 2025 | 0.42% |
| Q4 2025 | 0.44% |
| Q1 2026 | 0.42% |
| Q2 2026 | 0.24% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 56 | $514.4M | 9.25% | 0.31% | 0.24% | 83.2% |
| Q1 2026 | 58 | $489.8M | 9.57% | 0.47% | 0.42% | 80.0% |
| Q4 2025 | 59 | $489.1M | 9.53% | 0.38% | 0.44% | 78.0% |
| Q3 2025 | 56 | $485.8M | 8.74% | 0.36% | 0.42% | 81.2% |
| Q2 2025 | 56 | $477.6M | 8.84% | 0.33% | 0.38% | 81.6% |
| Q1 2025 | 58 | $456.1M | 8.98% | 0.29% | 0.36% | 74.6% |
| Q4 2024 | 58 | $432.9M | 8.97% | 0.24% | 0.26% | 78.1% |
| Q3 2024 | 56 | $433.6M | 8.84% | 0.37% | 0.19% | 77.3% |
| Q2 2024 | 58 | $430.3M | 8.61% | 0.03% | 0.17% | 75.3% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Credit BankBank Los Angeles, CA | 64 out of 100, Moderate | $515.8M | 47.6% | 3.33% | vs |
| Chino Commercial Bank, N.A.Bank Chino, CA | 79 out of 100, Strong | $516.7M | 12.5% | 0.49% | vs |
| New OMNI Bank, National AssociationBank Alhambra, CA | 53 out of 100, Below average | $517.9M | 27.1% | 7.69% | vs |
| Mega BankBank San Gabriel, CA | 68 out of 100, Moderate | $506.7M | 14.4% | 1.61% | vs |
| Redwood Capital BankBank Eureka, CA | 76 out of 100, Strong | $566.0M | 11.0% | 0.13% | vs |
| Pacific Alliance BankBank San Gabriel, CA | 85 out of 100, Very strong | $454.4M | 13.4% | 0.16% | vs |
Deposit insurance
Is my money safe at First Pacific Bank?
Yes. First Pacific Bank is an FDIC-insured institution (FDIC certificate #58218). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 50.8% of deposits ($213.6M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.25%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.61% (benchmark: 10%).
5 locations
Branches
First Pacific Bank lists 5 offices in 5 cities. Most locations:
- Orange, CA (1)
- Redlands, CA (1)
- San Diego, CA (1)
- Santa Fe Springs, CA (1)
- Whittier, CA (1)
Identity & history
Profile
- Legal name
- First Pacific Bank
- Former names
- Friendly Hills Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 58218
- RSSD ID
- 3470930
- Primary regulator
- FED
- Holding company
- First Pacific Bcorp
- Established
- September 18, 2006
- Headquarters
- 16011 Whittier Blvd, Whittier, CA 90603
- Website
- www.firstpacbank.com
- Employees
- 57
Quick answers
First Pacific Bank: common questions
Is First Pacific Bank FDIC insured?
Yes. First Pacific Bank is an FDIC-insured institution (FDIC certificate #58218). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is First Pacific Bank's TellerScore?
56 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has First Pacific Bank ever failed?
There is no failure record for FDIC certificate #58218 in the FDIC failed bank list.
How many branches does First Pacific Bank have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Whittier
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Capital Bank and Trust CompanyBank Irvine, CA | 94 out of 100, Very strong | $266.1M | 79.3% | 0.00% | vs |
| Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA | 92 out of 100, Very strong | $1.7B | 15.5% | 0.60% | vs |
| Long Beach Firemen S Credit UnionCredit union Long Beach, CA | 91 out of 100, Very strong | $201.5M | 29.4% | 0.02% | vs |
| Santa Ana Federal Credit UnionCredit union Santa Ana, CA | 90 out of 100, Very strong | $111.6M | 13.5% | 0.06% | vs |
| Asian Pacific National BankBank San Gabriel, CA | 89 out of 100, Very strong | $56.9M | 20.1% | 0.00% | vs |