Side-by-side · Q2 2026 data
First Palmetto Bank vs Coastal Carolina National Bank
Metric by metric
| Measure | First Palmetto Bank | Coastal Carolina National Bank |
|---|---|---|
| TellerScore | 71 | 71 |
| Capital cushion | 44 | 44 |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 74 (stronger) | 62 |
| Funding & liquidity | 61 | 66 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 63rd | 63rd |
| Total assets | $1.1B | $1.4B |
| Deposits / shares | $993.9M | $1.2B |
| Capital ratio | 9.42% (stronger) | 9.38% |
| Problem loans | 0.15% | 0.00% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.36% (stronger) | 1.05% |
| Loans ÷ deposits | 78.9% (stronger) | 79.9% |
| Uninsured deposits | 33.4% | 27.9% (stronger) |
| Offices | 22 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.4% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), First Palmetto Bank leads on 3 and Coastal Carolina National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.