Side-by-side · Q2 2026 data
First Palmetto Bank vs Mid Carolina Credit Union
Metric by metric
| Measure | First Palmetto Bank | Mid Carolina Credit Union |
|---|---|---|
| TellerScore | 71 | 77 (stronger) |
| Capital cushion | 44 | 77 (stronger) |
| Loan quality | 95 (stronger) | 78 |
| Earnings | 74 (stronger) | 55 |
| Funding & liquidity | 61 | 92 (stronger) |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 63rd | 71st |
| Total assets | $1.1B | $181.8M |
| Deposits / shares | $993.9M | $160.6M |
| Capital ratio | 9.42% | 12.69% (stronger) |
| Problem loans | 0.15% (stronger) | 0.66% |
| Net charge-offs | 0.03% (stronger) | 0.38% |
| Return on assets | 1.36% (stronger) | 0.89% |
| Loans ÷ deposits | 78.9% | 68.0% (stronger) |
| Uninsured deposits | 33.4% | 3.6% (stronger) |
| Offices | 22 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.4% | 0.0% |
Mid Carolina Credit Union has the higher TellerScore (77 vs 71). On the 7 directional measures above (where higher or lower is clearly better), First Palmetto Bank leads on 3 and Mid Carolina Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Camden, SC
- Columbia, SC
- Elgin, SC
- Lugoff, SC