Side-by-side · Q2 2026 data
First Peoples Bank of Tennessee vs First Choice Community Credit Union
Credit union
First Choice Community Credit Union
Knoxville, Tennessee · Under $100 million in assets
Metric by metric
| Measure | First Peoples Bank of Tennessee | First Choice Community Credit Union |
|---|---|---|
| TellerScore | 75 | 85 (stronger) |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 97 (stronger) | 66 |
| Earnings | 63 | 72 (stronger) |
| Funding & liquidity | 63 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 61st | 77th |
| Total assets | $219.5M | $48.9M |
| Deposits / shares | $188.3M | $40.7M |
| Capital ratio | 11.41% | 16.41% (stronger) |
| Problem loans | 0.08% (stronger) | 1.02% |
| Net charge-offs | -1.10% (stronger) | 0.25% |
| Return on assets | 1.08% | 1.31% (stronger) |
| Loans ÷ deposits | 83.3% | 48.6% (stronger) |
| Uninsured deposits | 27.0% | 1.5% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Choice Community Credit Union has the higher TellerScore (85 vs 75). On the 7 directional measures above (where higher or lower is clearly better), First Peoples Bank of Tennessee leads on 2 and First Choice Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.