Side-by-side · Q2 2026 data
First Pioneer National Bank vs Holyoke Community Federal Credit Union
Credit union
Holyoke Community Federal Credit Union
Holyoke, Colorado · Under $100 million in assets
Metric by metric
| Measure | First Pioneer National Bank | Holyoke Community Federal Credit Union |
|---|---|---|
| TellerScore | 56 | 63 (stronger) |
| Capital cushion | 75 (stronger) | 33 |
| Loan quality | 7 | 71 (stronger) |
| Earnings | 63 | 64 (stronger) |
| Funding & liquidity | 80 | 92 (stronger) |
| Problem-loan coverage | 76 | 87 (stronger) |
| Peer percentile | 13th | 26th |
| Total assets | $243.4M | $49.8M |
| Deposits / shares | $205.5M | $44.6M |
| Capital ratio | 12.53% (stronger) | 8.31% |
| Problem loans | 2.79% | 0.88% (stronger) |
| Net charge-offs | 0.11% | 0.01% (stronger) |
| Return on assets | 1.08% | 1.10% (stronger) |
| Loans ÷ deposits | 62.8% (stronger) | 68.6% |
| Uninsured deposits | 30.8% | 9.2% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Holyoke Community Federal Credit Union has the higher TellerScore (63 vs 56). On the 7 directional measures above (where higher or lower is clearly better), First Pioneer National Bank leads on 2 and Holyoke Community Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Holyoke, CO