Side-by-side · Q2 2026 data
First Priority Credit Union vs Luso-American Credit Union
Metric by metric
| Measure | First Priority Credit Union | Luso-American Credit Union |
|---|---|---|
| TellerScore | 75 | 84 (stronger) |
| Capital cushion | 81 | 100 (stronger) |
| Loan quality | 98 (stronger) | 93 |
| Earnings | 34 | 39 (stronger) |
| Funding & liquidity | 64 | 89 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 66th | 86th |
| Total assets | $139.4M | $123.0M |
| Deposits / shares | $120.2M | $102.4M |
| Capital ratio | 13.13% | 16.21% (stronger) |
| Problem loans | 0.07% (stronger) | 0.22% |
| Net charge-offs | 0.01% (stronger) | 0.05% |
| Return on assets | 0.34% | 0.47% (stronger) |
| Loans ÷ deposits | 81.7% | 71.7% (stronger) |
| Uninsured deposits | 28.4% | 7.6% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Luso-American Credit Union has the higher TellerScore (84 vs 75). On the 7 directional measures above (where higher or lower is clearly better), First Priority Credit Union leads on 2 and Luso-American Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.