TellerScore

First Priority Credit Union (NCUA charter #66593) is based in Boston, Massachusetts. Its Q2 2026 call report shows $139.4M in total assets and $120.2M in member shares and deposits and 2 offices.

First Priority Credit Union has a TellerScore of 75 out of 100 (strong) based on Q2 2026 data — higher than 66% of its 1,341 credit unions with $100 million – $1 billion. Among 121 credit unions headquartered in Massachusetts, it ranks 48th. Problem-loan coverage contributes the most (99/100, 0.4%); earnings contributes the least (34/100, 0.34%).

TellerScore · Q2 2026

Scorecard

Capital cushion81/100
Net worth ratio: 13.13%
Loan quality98/100
Loans 60+ days delinquent ÷ total loans: 0.07%
Earnings34/100
Return on assets (annualized): 0.34%
Funding & liquidity64/100
Loans ÷ shares: 81.7% · 28.4% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.39%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (76 → 75).

TellerScore
727679Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202476
Q3 202478
Q4 202479
Q1 202577
Q2 202576
Q3 202572
Q4 202573
Q1 202674
Q2 202675
Net worth ratio
7.00%10.43%13.86%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.25%
Q3 202413.57%
Q4 202413.58%
Q1 202513.00%
Q2 202513.86%
Q3 202513.35%
Q4 202512.61%
Q1 202612.70%
Q2 202613.13%
Delinquent loans (60+ days)
0.01%0.26%0.51%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.31%
Q3 20240.06%
Q4 20240.02%
Q1 20250.01%
Q2 20250.28%
Q3 20250.51%
Q4 20250.11%
Q1 20260.10%
Q2 20260.07%
Return on assets
0.21%0.31%0.40%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.32%
Q3 20240.35%
Q4 20240.40%
Q1 20250.21%
Q2 20250.31%
Q3 20250.36%
Q4 20250.37%
Q1 20260.32%
Q2 20260.34%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202675$139.4M13.13%0.07%0.34%81.7%
Q1 202674$143.2M12.70%0.10%0.32%78.2%
Q4 202573$143.3M12.61%0.11%0.37%78.0%
Q3 202572$134.1M13.35%0.51%0.36%82.6%
Q2 202576$127.9M13.86%0.28%0.31%83.2%
Q1 202577$135.5M13.00%0.01%0.21%77.0%
Q4 202479$129.1M13.58%0.02%0.40%79.6%
Q3 202478$128.3M13.57%0.06%0.35%79.6%
Q2 202476$130.0M13.25%0.31%0.32%76.1%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.13%
71st
Problem loans0.07%
97th
Net charge-offs0.01%
97th
Return on assets0.34%
20th
Loans to deposits81.7%
36th
Uninsured deposits28.4%
1st
Loan-loss reserves0.00%
50th
Texas ratio0.4%
95th

Similar-size credit unions in Massachusetts

InstitutionScoreAssetsCapitalProblem loansCompare
Metrowest Community Federal Credit UnionCredit union Framingham, MA68 out of 100, Moderate$147.0M8.7%0.21%vs
Energy Credit UnionCredit union West Roxbury, MA72 out of 100, Strong$128.8M16.9%1.43%vs
Nesc Federal Credit UnionCredit union Methuen, MA64 out of 100, Moderate$125.9M10.6%0.91%vs
Brotherhood Credit UnionCredit union Lynn, MA85 out of 100, Very strong$125.2M43.7%1.18%vs
Luso-American Credit UnionCredit union Peabody, MA84 out of 100, Strong$123.0M16.2%0.22%vs
St. Michaels Fall River Federal Credit UnionCredit union Fall River, MA48 out of 100, Below average$121.4M9.3%1.70%vs

Deposit insurance

Is my money safe at First Priority Credit Union?

Yes. First Priority Credit Union is a federally insured credit union (NCUA charter #66593). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 28.4% of shares and deposits ($34.1M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 13.13%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

First Priority Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
First Priority Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
66593
RSSD ID
516293
Primary regulator
State + NCUA
Established
1924
Headquarters
25 Dorchester Ave, Boston, MA 02205
Employees
32

Quick answers

First Priority Credit Union: common questions

Is First Priority Credit Union NCUA insured?

Yes. First Priority Credit Union is a federally insured credit union (NCUA charter #66593). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is First Priority Credit Union's TellerScore?

75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does First Priority Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Boston

InstitutionScoreAssetsCapitalProblem loansCompare
Alpha Credit UnionCredit union Boston, MA97 out of 100, Very strong$35.1M18.8%0.14%vs
Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA97 out of 100, Very strong$10.2M24.8%0.12%vs
Somerville Mass Firefighters Federal Credit UnionCredit union Somerville, MA92 out of 100, Very strong$7.4M19.6%0.00%vs
Cambridge Firefighters Federal Credit UnionCredit union Cambridge, MA92 out of 100, Very strong$14.2M25.8%0.27%vs
Watertown Municipal Credit UnionCredit union Watertown, MA91 out of 100, Very strong$9.7M36.9%0.00%vs
Danvers Municipal Federal Credit UnionCredit union Danvers, MA91 out of 100, Very strong$8.2M39.0%0.00%vs