Side-by-side · Q2 2026 data
First Priority Federal Credit Union vs The State Credit Union
Credit union
First Priority Federal Credit Union
Huntington, West Virginia · Under $100 million in assets
Credit union
The State Credit Union
Charleston, West Virginia · Under $100 million in assets
Metric by metric
| Measure | First Priority Federal Credit Union | The State Credit Union |
|---|---|---|
| TellerScore | 82 | 90 (stronger) |
| Capital cushion | 75 | 100 (stronger) |
| Loan quality | 62 | 92 (stronger) |
| Earnings | 99 (stronger) | 71 |
| Funding & liquidity | 100 (stronger) | 89 |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 70th | 89th |
| Total assets | $74.8M | $95.3M |
| Deposits / shares | $65.3M | $75.7M |
| Capital ratio | 12.49% | 19.12% (stronger) |
| Problem loans | 1.14% | 0.25% (stronger) |
| Net charge-offs | 0.09% | -0.00% (stronger) |
| Return on assets | 1.97% (stronger) | 1.26% |
| Loans ÷ deposits | 43.3% (stronger) | 71.2% |
| Uninsured deposits | 10.7% | 1.9% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
The State Credit Union has the higher TellerScore (90 vs 82). On the 7 directional measures above (where higher or lower is clearly better), First Priority Federal Credit Union leads on 2 and The State Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.