TellerScore

Headquartered in Huntington, West Virginia, First Priority Federal Credit Union is a federal credit union with $74.8M in total assets and $65.3M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1925.

First Priority Federal Credit Union has a TellerScore of 82 out of 100 (strong) based on Q2 2026 data — higher than 70% of its 2,479 credit unions with under $100 million in assets. Among 74 credit unions headquartered in West Virginia, it ranks 24th. Funding & liquidity contributes the most (100/100, 43% loans-to-deposits, 11% uninsured); loan quality contributes the least (62/100, 1.14%).

TellerScore · Q2 2026

Scorecard

Capital cushion75/100
Net worth ratio: 12.49%
Loan quality62/100
Loans 60+ days delinquent ÷ total loans: 1.14%
Earnings99/100
Return on assets (annualized): 1.97%
Funding & liquidity100/100
Loans ÷ shares: 43.3% · 10.7% uninsured
Problem-loan coverage92/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.09%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 10 points (72 → 82), mostly because the earnings component improved by 40 points.

TellerScore
727782Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202476
Q3 202476
Q4 202475
Q1 202574
Q2 202572
Q3 202575
Q4 202575
Q1 202678
Q2 202682
Net worth ratio
7.00%9.74%12.49%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.08%
Q3 202411.01%
Q4 202411.32%
Q1 202511.08%
Q2 202511.28%
Q3 202511.73%
Q4 202511.64%
Q1 202611.61%
Q2 202612.49%
Delinquent loans (60+ days)
0.06%0.60%1.14%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.14%
Q3 20240.14%
Q4 20240.40%
Q1 20250.51%
Q2 20250.93%
Q3 20250.80%
Q4 20250.71%
Q1 20260.06%
Q2 20261.14%
Return on assets
0.58%1.27%1.97%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.58%
Q3 20240.63%
Q4 20240.65%
Q1 20250.77%
Q2 20250.98%
Q3 20251.03%
Q4 20250.89%
Q1 20260.60%
Q2 20261.97%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202682$74.8M12.49%1.14%1.97%43.3%
Q1 202678$75.2M11.61%0.06%0.60%41.3%
Q4 202575$74.0M11.64%0.71%0.89%45.0%
Q3 202575$72.6M11.73%0.80%1.03%49.2%
Q2 202572$73.8M11.28%0.93%0.98%50.6%
Q1 202574$73.1M11.08%0.51%0.77%44.0%
Q4 202475$70.3M11.32%0.40%0.65%48.9%
Q3 202476$71.1M11.01%0.14%0.63%50.5%
Q2 202476$69.5M11.08%0.14%0.58%50.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.49%
35th
Problem loans1.14%
35th
Net charge-offs0.09%
58th
Return on assets1.97%
94th
Loans to deposits43.3%
73rd
Uninsured deposits10.7%
6th
Loan-loss reserves0.00%
37th
Texas ratio4.1%
34th

Similar-size credit unions in West Virginia

InstitutionScoreAssetsCapitalProblem loansCompare
167th Tfr Federal Credit UnionCredit union Martinsburg, WV78 out of 100, Strong$72.5M10.7%0.44%vs
Camc Federal Credit UnionCredit union Charleston, WV98 out of 100, Very strong$80.3M28.3%0.01%vs
Wvu Employees Federal Credit UnionCredit union Morgantown, WV97 out of 100, Very strong$67.8M22.8%0.23%vs
Strip Steel Community Federal Credit UnionCredit union Weirton, WV88 out of 100, Very strong$59.9M19.3%0.24%vs
Members Choice Wv Federal Credit UnionCredit union Charleston, WV81 out of 100, Strong$93.6M21.6%1.03%vs
The State Credit UnionCredit union Charleston, WV90 out of 100, Very strong$95.3M19.1%0.25%vs

Deposit insurance

Is my money safe at First Priority Federal Credit Union?

Yes. First Priority Federal Credit Union is a federally insured credit union (NCUA charter #24649). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 10.7% of shares and deposits ($7.0M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.49%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

First Priority Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
First Priority Federal Credit Union
Type
Federal credit union
NCUA charter #
24649
RSSD ID
265890
Primary regulator
NCUA
Established
1925
Headquarters
PO Box 9408, Huntington, WV 25704
Employees
17

Quick answers

First Priority Federal Credit Union: common questions

Is First Priority Federal Credit Union NCUA insured?

Yes. First Priority Federal Credit Union is a federally insured credit union (NCUA charter #24649). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is First Priority Federal Credit Union's TellerScore?

82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does First Priority Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Huntington

InstitutionScoreAssetsCapitalProblem loansCompare
Kentucky Farmers Bank CorporationBank Catlettsburg, KY93 out of 100, Very strong$328.5M15.7%0.43%vs
Pace Federal Credit UnionCredit union Huntington, WV86 out of 100, Very strong$8.7M12.9%0.00%vs
Liberty BankBank Ironton, OH82 out of 100, Strong$55.7M18.0%0.77%vs
F.C.I. Ashland Federal Credit UnionCredit union Ashland, KY81 out of 100, Strong$8.8M14.3%0.00%vs
Community Trust Bank, Inc.Bank Pikeville, KY80 out of 100, Strong$6.9B13.4%0.58%vs
Putnam County BankBank Hurricane, WV80 out of 100, Strong$704.2M12.3%0.00%vs