Headquartered in Huntington, West Virginia, First Priority Federal Credit Union is a federal credit union with $74.8M in total assets and $65.3M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1925.
First Priority Federal Credit Union has a TellerScore of 82 out of 100 (strong) based on Q2 2026 data — higher than 70% of its 2,479 credit unions with under $100 million in assets. Among 74 credit unions headquartered in West Virginia, it ranks 24th. Funding & liquidity contributes the most (100/100, 43% loans-to-deposits, 11% uninsured); loan quality contributes the least (62/100, 1.14%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 10 points (72 → 82), mostly because the earnings component improved by 40 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 76 |
| Q3 2024 | 76 |
| Q4 2024 | 75 |
| Q1 2025 | 74 |
| Q2 2025 | 72 |
| Q3 2025 | 75 |
| Q4 2025 | 75 |
| Q1 2026 | 78 |
| Q2 2026 | 82 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.08% |
| Q3 2024 | 11.01% |
| Q4 2024 | 11.32% |
| Q1 2025 | 11.08% |
| Q2 2025 | 11.28% |
| Q3 2025 | 11.73% |
| Q4 2025 | 11.64% |
| Q1 2026 | 11.61% |
| Q2 2026 | 12.49% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.14% |
| Q3 2024 | 0.14% |
| Q4 2024 | 0.40% |
| Q1 2025 | 0.51% |
| Q2 2025 | 0.93% |
| Q3 2025 | 0.80% |
| Q4 2025 | 0.71% |
| Q1 2026 | 0.06% |
| Q2 2026 | 1.14% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.58% |
| Q3 2024 | 0.63% |
| Q4 2024 | 0.65% |
| Q1 2025 | 0.77% |
| Q2 2025 | 0.98% |
| Q3 2025 | 1.03% |
| Q4 2025 | 0.89% |
| Q1 2026 | 0.60% |
| Q2 2026 | 1.97% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 82 | $74.8M | 12.49% | 1.14% | 1.97% | 43.3% |
| Q1 2026 | 78 | $75.2M | 11.61% | 0.06% | 0.60% | 41.3% |
| Q4 2025 | 75 | $74.0M | 11.64% | 0.71% | 0.89% | 45.0% |
| Q3 2025 | 75 | $72.6M | 11.73% | 0.80% | 1.03% | 49.2% |
| Q2 2025 | 72 | $73.8M | 11.28% | 0.93% | 0.98% | 50.6% |
| Q1 2025 | 74 | $73.1M | 11.08% | 0.51% | 0.77% | 44.0% |
| Q4 2024 | 75 | $70.3M | 11.32% | 0.40% | 0.65% | 48.9% |
| Q3 2024 | 76 | $71.1M | 11.01% | 0.14% | 0.63% | 50.5% |
| Q2 2024 | 76 | $69.5M | 11.08% | 0.14% | 0.58% | 50.4% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in West Virginia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| 167th Tfr Federal Credit UnionCredit union Martinsburg, WV | 78 out of 100, Strong | $72.5M | 10.7% | 0.44% | vs |
| Camc Federal Credit UnionCredit union Charleston, WV | 98 out of 100, Very strong | $80.3M | 28.3% | 0.01% | vs |
| Wvu Employees Federal Credit UnionCredit union Morgantown, WV | 97 out of 100, Very strong | $67.8M | 22.8% | 0.23% | vs |
| Strip Steel Community Federal Credit UnionCredit union Weirton, WV | 88 out of 100, Very strong | $59.9M | 19.3% | 0.24% | vs |
| Members Choice Wv Federal Credit UnionCredit union Charleston, WV | 81 out of 100, Strong | $93.6M | 21.6% | 1.03% | vs |
| The State Credit UnionCredit union Charleston, WV | 90 out of 100, Very strong | $95.3M | 19.1% | 0.25% | vs |
Deposit insurance
Is my money safe at First Priority Federal Credit Union?
Yes. First Priority Federal Credit Union is a federally insured credit union (NCUA charter #24649). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 10.7% of shares and deposits ($7.0M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 12.49%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
First Priority Federal Credit Union lists 2 offices in 2 cities. Most locations:
- Barboursville, WV (1)
- Huntington, WV (1)
Identity & history
Profile
- Legal name
- First Priority Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24649
- RSSD ID
- 265890
- Primary regulator
- NCUA
- Established
- 1925
- Headquarters
- PO Box 9408, Huntington, WV 25704
- Employees
- 17
Quick answers
First Priority Federal Credit Union: common questions
Is First Priority Federal Credit Union NCUA insured?
Yes. First Priority Federal Credit Union is a federally insured credit union (NCUA charter #24649). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is First Priority Federal Credit Union's TellerScore?
82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does First Priority Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Huntington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Kentucky Farmers Bank CorporationBank Catlettsburg, KY | 93 out of 100, Very strong | $328.5M | 15.7% | 0.43% | vs |
| Pace Federal Credit UnionCredit union Huntington, WV | 86 out of 100, Very strong | $8.7M | 12.9% | 0.00% | vs |
| Liberty BankBank Ironton, OH | 82 out of 100, Strong | $55.7M | 18.0% | 0.77% | vs |
| F.C.I. Ashland Federal Credit UnionCredit union Ashland, KY | 81 out of 100, Strong | $8.8M | 14.3% | 0.00% | vs |
| Community Trust Bank, Inc.Bank Pikeville, KY | 80 out of 100, Strong | $6.9B | 13.4% | 0.58% | vs |
| Putnam County BankBank Hurricane, WV | 80 out of 100, Strong | $704.2M | 12.3% | 0.00% | vs |