Side-by-side · Q2 2026 data
First Pryority Bank vs Panhandle First Bank
Metric by metric
| Measure | First Pryority Bank | Panhandle First Bank |
|---|---|---|
| TellerScore | 58 (stronger) | 56 |
| Capital cushion | 55 | 80 (stronger) |
| Loan quality | 44 (stronger) | 22 |
| Earnings | 73 (stronger) | 37 |
| Funding & liquidity | 57 | 75 (stronger) |
| Problem-loan coverage | 73 | 76 (stronger) |
| Peer percentile | 16th | 13th |
| Total assets | $558.1M | $568.7M |
| Deposits / shares | $483.4M | $463.0M |
| Capital ratio | 10.55% | 13.03% (stronger) |
| Problem loans | 1.69% (stronger) | 2.34% |
| Net charge-offs | 0.35% (stronger) | 2.97% |
| Return on assets | 1.33% (stronger) | 0.42% |
| Loans ÷ deposits | 95.2% | 75.6% (stronger) |
| Uninsured deposits | 22.5% (stronger) | 23.4% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.7% | — |
First Pryority Bank has the higher TellerScore (58 vs 56). On the 7 directional measures above (where higher or lower is clearly better), First Pryority Bank leads on 5 and Panhandle First Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.