First Pryority Bank (FDIC certificate #4185) is based in Pryor, Oklahoma. Its Q2 2026 call report shows $558.1M in total assets and $483.4M in deposits and 3 offices.
Based on its Q2 2026 filing, First Pryority Bank scores 58/100, which we describe as moderate. That is higher than only 16% of 2,650 banks with $100 million – $1 billion. Among 170 banks headquartered in Oklahoma, it ranks 130th. Its strongest component is earnings (73/100; 1.33%), and its lowest is loan quality (44/100; 1.69%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 13 points (45 → 58), mostly because the loan quality component improved by 44 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 65 |
| Q3 2024 | 62 |
| Q4 2024 | 63 |
| Q1 2025 | 61 |
| Q2 2025 | 45 |
| Q3 2025 | 48 |
| Q4 2025 | 49 |
| Q1 2026 | 52 |
| Q2 2026 | 58 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.71% |
| Q3 2024 | 9.79% |
| Q4 2024 | 10.15% |
| Q1 2025 | 10.23% |
| Q2 2025 | 10.25% |
| Q3 2025 | 10.25% |
| Q4 2025 | 10.12% |
| Q1 2026 | 10.33% |
| Q2 2026 | 10.55% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.82% |
| Q3 2024 | 1.15% |
| Q4 2024 | 1.05% |
| Q1 2025 | 1.61% |
| Q2 2025 | 3.06% |
| Q3 2025 | 2.70% |
| Q4 2025 | 2.45% |
| Q1 2026 | 2.19% |
| Q2 2026 | 1.69% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.38% |
| Q3 2024 | 1.35% |
| Q4 2024 | 1.38% |
| Q1 2025 | 1.74% |
| Q2 2025 | 1.42% |
| Q3 2025 | 1.39% |
| Q4 2025 | 1.30% |
| Q1 2026 | 1.21% |
| Q2 2026 | 1.33% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 58 | $558.1M | 10.55% | 1.69% | 1.33% | 95.2% |
| Q1 2026 | 52 | $540.1M | 10.33% | 2.19% | 1.21% | 91.2% |
| Q4 2025 | 49 | $524.4M | 10.12% | 2.45% | 1.30% | 88.9% |
| Q3 2025 | 48 | $519.5M | 10.25% | 2.70% | 1.39% | 87.5% |
| Q2 2025 | 45 | $498.5M | 10.25% | 3.06% | 1.42% | 89.3% |
| Q1 2025 | 61 | $479.4M | 10.23% | 1.61% | 1.74% | 88.9% |
| Q4 2024 | 63 | $458.9M | 10.15% | 1.05% | 1.38% | 89.0% |
| Q3 2024 | 62 | $454.1M | 9.79% | 1.15% | 1.35% | 86.4% |
| Q2 2024 | 65 | $450.1M | 9.71% | 0.82% | 1.38% | 86.3% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Chickasaw Community BankBank Oklahoma City, OK | 47 out of 100, Below average | $557.1M | 11.0% | 2.78% | vs |
| Panhandle First BankBank Guymon, OK | 56 out of 100, Moderate | $568.7M | 13.0% | 2.34% | vs |
| Vast Bank, National AssociationBank Tulsa, OK | 84 out of 100, Strong | $540.4M | 14.1% | 0.01% | vs |
| First National Bank & Trust Company of McAlesterBank Mcalester, OK | 71 out of 100, Strong | $580.4M | 10.9% | 1.34% | vs |
| Cattlemens BankBank Altus, OK | 68 out of 100, Moderate | $595.2M | 10.3% | 0.29% | vs |
| Wisdom Heritage BankBank Alva, OK | 78 out of 100, Strong | $601.3M | 14.2% | 1.28% | vs |
Deposit insurance
Is my money safe at First Pryority Bank?
Yes. First Pryority Bank is an FDIC-insured institution (FDIC certificate #4185). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 22.5% of deposits ($108.6M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.55%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
First Pryority Bank lists 3 offices in 2 cities. Most locations:
HMDA 2025
Mortgage lending
In 2025, First Pryority Bank reported 126 home-loan applications under HMDA (LEI 254900QKCUJ5YL7WA384): 90 originated ($35,810,000 total), 11 denied, and 23 withdrawn or closed by the applicant. Its denial rate on decided applications was 10.7%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- First Pryority Bank
- Former names
- The First National Bank of Pryor Creek
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 4185
- RSSD ID
- 524953
- Primary regulator
- FED
- Holding company
- First Pryor Bcorp Inc
- Established
- January 1, 1900
- Headquarters
- 310 E Graham Ave, Pryor, OK 74361
- Website
- www.pryority.bank
- Employees
- 93
Quick answers
First Pryority Bank: common questions
Is First Pryority Bank FDIC insured?
Yes. First Pryority Bank is an FDIC-insured institution (FDIC certificate #4185). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is First Pryority Bank's TellerScore?
58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has First Pryority Bank ever failed?
There is no failure record for FDIC certificate #4185 in the FDIC failed bank list.
How many branches does First Pryority Bank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Pryor
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First BankBank Erick, OK | 93 out of 100, Very strong | $118.0M | 14.2% | 0.27% | vs |
| International Bank of CommerceBank Oklahoma City, OK | 88 out of 100, Very strong | $1.6B | 15.5% | 0.66% | vs |
| Bank of CommerceBank Chelsea, OK | 82 out of 100, Strong | $203.2M | 12.8% | 0.78% | vs |
| Welch State Bank of Welch, Okla.Bank Welch, OK | 76 out of 100, Strong | $449.8M | 10.2% | 0.36% | vs |
| Armstrong BankBank Muskogee, OK | 74 out of 100, Strong | $2.8B | 10.4% | 0.25% | vs |
| Ttcu Federal Credit UnionCredit union Tulsa, OK | 73 out of 100, Strong | $2.7B | 13.4% | 1.49% | vs |