Side-by-side · Q2 2026 data
First Savings and Loan Association vs American Partners Federal Credit Union
Credit union
American Partners Federal Credit Union
Reidsville, North Carolina · $100 million – $1 billion
Metric by metric
| Measure | First Savings and Loan Association | American Partners Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 56 |
| Loan quality | 92 (stronger) | 90 |
| Earnings | 33 | 53 (stronger) |
| Funding & liquidity | 76 (stronger) | 73 |
| Problem-loan coverage | 99 (stronger) | 85 |
| Peer percentile | 68th | 48th |
| Total assets | $55.9M | $107.7M |
| Deposits / shares | $41.6M | $92.5M |
| Capital ratio | 23.92% (stronger) | 10.55% |
| Problem loans | 0.23% (stronger) | 0.30% |
| Net charge-offs | 0.00% (stronger) | 0.14% |
| Return on assets | 0.32% | 0.83% (stronger) |
| Loans ÷ deposits | 83.8% (stronger) | 87.4% |
| Uninsured deposits | 9.5% | 9.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
First Savings and Loan Association has the higher TellerScore (81 vs 69). On the 7 directional measures above (where higher or lower is clearly better), First Savings and Loan Association leads on 5 and American Partners Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.