TellerScore

Side-by-side · Q2 2026 data

First Savings and Loan Association vs Cedar Hill National Bank

Bank

First Savings and Loan Association

Mebane, North Carolina · Under $100 million in assets

81of 100
Strong

Bank

Cedar Hill National Bank

Charlotte, North Carolina · Under $100 million in assets

93of 100
Very strong

Metric by metric

MeasureFirst Savings and Loan AssociationCedar Hill National Bank
TellerScore8193 (stronger)
Capital cushion100100
Loan quality92100 (stronger)
Earnings33100 (stronger)
Funding & liquidity76 (stronger)50
Problem-loan coverage99100 (stronger)
Peer percentile68th94th
Total assets$55.9M$16.0M
Deposits / shares$41.6M$2.0M
Capital ratio23.92%67.56% (stronger)
Problem loans0.23%0.00% (stronger)
Net charge-offs0.00%0.00%
Return on assets0.32%4.79% (stronger)
Loans ÷ deposits83.8%0.0% (stronger)
Uninsured deposits9.5% (stronger)87.5%
Offices11
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Cedar Hill National Bank has the higher TellerScore (93 vs 81). On the 6 directional measures above (where higher or lower is clearly better), First Savings and Loan Association leads on 1 and Cedar Hill National Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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