TellerScore

Side-by-side · Q2 2026 data

First Savings and Loan Association vs Jackson Savings Bank, SSB

Bank

First Savings and Loan Association

Mebane, North Carolina · Under $100 million in assets

81of 100
Strong

Bank

Jackson Savings Bank, SSB

Sylva, North Carolina · Under $100 million in assets

76of 100
Strong

Metric by metric

MeasureFirst Savings and Loan AssociationJackson Savings Bank, SSB
TellerScore81 (stronger)76
Capital cushion100100
Loan quality92 (stronger)84
Earnings33 (stronger)29
Funding & liquidity76 (stronger)66
Problem-loan coverage99 (stronger)97
Peer percentile68th56th
Total assets$55.9M$31.9M
Deposits / shares$41.6M$24.7M
Capital ratio23.92% (stronger)23.04%
Problem loans0.23% (stronger)0.49%
Net charge-offs0.00%0.00%
Return on assets0.32% (stronger)0.22%
Loans ÷ deposits83.8% (stronger)94.2%
Uninsured deposits9.5%5.3% (stronger)
Offices11
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

First Savings and Loan Association has the higher TellerScore (81 vs 76). On the 6 directional measures above (where higher or lower is clearly better), First Savings and Loan Association leads on 5 and Jackson Savings Bank, SSB on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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