Side-by-side · Q2 2026 data
First Savings Bank vs Create Credit Union
Metric by metric
| Measure | First Savings Bank | Create Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 79 |
| Capital cushion | 100 (stronger) | 66 |
| Loan quality | 70 | 85 (stronger) |
| Earnings | 100 (stronger) | 77 |
| Funding & liquidity | 38 | 85 (stronger) |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 94th | 86th |
| Total assets | $1.6B | $1.6B |
| Deposits / shares | $1.3B | $1.4B |
| Capital ratio | 19.25% (stronger) | 11.63% |
| Problem loans | 0.90% | 0.45% (stronger) |
| Net charge-offs | 4.08% | 0.29% (stronger) |
| Return on assets | 2.61% (stronger) | 1.42% |
| Loans ÷ deposits | 89.6% | 75.5% (stronger) |
| Uninsured deposits | 44.2% | 0.0% (stronger) |
| Offices | 24 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.1% | — |
First Savings Bank has the higher TellerScore (83 vs 79). On the 7 directional measures above (where higher or lower is clearly better), First Savings Bank leads on 3 and Create Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.