TellerScore

Create Credit Union (NCUA charter #86752) is based in Las Vegas, Nevada. Its Q2 2026 call report shows $1.6B in total assets and $1.4B in member shares and deposits and 7 offices.

Based on its Q2 2026 filing, Create Credit Union scores 79/100, which we describe as strong. That is higher than 86% of 454 credit unions with $1 billion – $10 billion. Among 13 credit unions headquartered in Nevada, it ranks 7th. Its strongest component is problem-loan coverage (94/100; 3.0%), and its lowest is capital cushion (66/100; 11.63%).

TellerScore · Q2 2026

Scorecard

Capital cushion66/100
Net worth ratio: 11.63%
Loan quality85/100
Loans 60+ days delinquent ÷ total loans: 0.45%
Earnings77/100
Return on assets (annualized): 1.42%
Funding & liquidity85/100
Loans ÷ shares: 75.5% · 0.0% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.96%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 7 points (72 → 79), mostly because the earnings component improved by 28 points.

TellerScore
727679Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202477
Q3 202475
Q4 202474
Q1 202572
Q2 202572
Q3 202573
Q4 202573
Q1 202675
Q2 202679
Net worth ratio
7.00%9.56%12.12%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.12%
Q3 202411.68%
Q4 202411.55%
Q1 202511.03%
Q2 202510.99%
Q3 202511.32%
Q4 202511.32%
Q1 202611.37%
Q2 202611.63%
Delinquent loans (60+ days)
0.38%0.52%0.67%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.38%
Q3 20240.51%
Q4 20240.67%
Q1 20250.43%
Q2 20250.38%
Q3 20250.45%
Q4 20250.47%
Q1 20260.41%
Q2 20260.45%
Return on assets
0.63%1.02%1.42%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.00%
Q3 20240.90%
Q4 20240.95%
Q1 20250.63%
Q2 20250.72%
Q3 20250.86%
Q4 20250.93%
Q1 20260.95%
Q2 20261.42%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$1.6B11.63%0.45%1.42%75.5%
Q1 202675$1.6B11.37%0.41%0.95%75.4%
Q4 202573$1.6B11.32%0.47%0.93%75.2%
Q3 202573$1.5B11.32%0.45%0.86%73.9%
Q2 202572$1.5B10.99%0.38%0.72%71.3%
Q1 202572$1.5B11.03%0.43%0.63%68.4%
Q4 202474$1.4B11.55%0.67%0.95%68.7%
Q3 202475$1.4B11.68%0.51%0.90%71.0%
Q2 202477$1.3B12.12%0.38%1.00%75.2%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.63%
63rd
Problem loans0.45%
75th
Net charge-offs0.29%
77th
Return on assets1.42%
90th
Loans to deposits75.5%
79th
Uninsured deposits0.0%
99th
Loan-loss reserves0.00%
50th
Texas ratio3.0%
75th

Similar-size credit unions in Nevada

InstitutionScoreAssetsCapitalProblem loansCompare
Greater Nevada Credit UnionCredit union Carson City, NV22 out of 100, Low$1.7B3.5%3.98%vs
One Nevada Credit UnionCredit union Las Vegas, NV93 out of 100, Very strong$1.5B16.7%0.31%vs
Silver State Schools Credit UnionCredit union Las Vegas, NV66 out of 100, Moderate$1.3B10.2%0.59%vs

Deposit insurance

Is my money safe at Create Credit Union?

Create Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, below the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 11.63%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

7 locations

Branches

Create Credit Union lists 7 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Create Credit Union
Type
Non-federally insured state credit union
NCUA charter #
86752
RSSD ID
328692
Primary regulator
State + NCUA
Established
1951
Headquarters
Po Box 36490, Las Vegas, NV 89133
Employees
224

Quick answers

Create Credit Union: common questions

Is Create Credit Union NCUA insured?

Create Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.

What is Create Credit Union's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Create Credit Union have?

7 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Las Vegas

InstitutionScoreAssetsCapitalProblem loansCompare
One Nevada Credit UnionCredit union Las Vegas, NV93 out of 100, Very strong$1.5B16.7%0.31%vs
American First National BankBank Houston, TX87 out of 100, Very strong$2.9B14.4%0.42%vs
Town & Country BankBank Las Vegas, NV87 out of 100, Very strong$206.9M14.9%0.00%vs
First Security Bank of NevadaBank Las Vegas, NV84 out of 100, Strong$297.7M26.3%0.70%vs
Armed Forces Bank, National AssociationBank Fort Leavenworth, KS83 out of 100, Strong$1.4B13.9%1.21%vs
First Savings BankBank Beresford, SD83 out of 100, Strong$1.6B19.3%0.90%vs