Side-by-side · Q2 2026 data
First Savings Bank vs Deming Schools Employees Credit Union
Credit union
Deming Schools Employees Credit Union
Deming, New Mexico · Under $100 million in assets
Metric by metric
| Measure | First Savings Bank | Deming Schools Employees Credit Union |
|---|---|---|
| TellerScore | 83 | 88 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 70 | 96 (stronger) |
| Earnings | 100 (stronger) | 43 |
| Funding & liquidity | 38 | 100 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 94th | 85th |
| Total assets | $1.6B | $5.4M |
| Deposits / shares | $1.3B | $4.0M |
| Capital ratio | 19.25% | 24.76% (stronger) |
| Problem loans | 0.90% | 0.11% (stronger) |
| Net charge-offs | 4.08% | 0.33% (stronger) |
| Return on assets | 2.61% (stronger) | 0.57% |
| Loans ÷ deposits | 89.6% | 40.5% (stronger) |
| Uninsured deposits | 44.2% | 0.0% (stronger) |
| Offices | 24 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.1% | — |
Deming Schools Employees Credit Union has the higher TellerScore (88 vs 83). On the 7 directional measures above (where higher or lower is clearly better), First Savings Bank leads on 1 and Deming Schools Employees Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Deming, NM