TellerScore

Side-by-side · Q2 2026 data

First Savings Bank vs Evolve Federal Credit Union

Bank

First Savings Bank

Beresford, South Dakota · $1 billion – $10 billion

83of 100
Strong

Credit union

Evolve Federal Credit Union

El Paso, Texas · $100 million – $1 billion

70of 100
Strong

Metric by metric

MeasureFirst Savings BankEvolve Federal Credit Union
TellerScore83 (stronger)70
Capital cushion100 (stronger)58
Loan quality7099 (stronger)
Earnings100 (stronger)22
Funding & liquidity3887 (stronger)
Problem-loan coverage9499 (stronger)
Peer percentile94th51st
Total assets$1.6B$323.2M
Deposits / shares$1.3B$283.5M
Capital ratio19.25% (stronger)10.80%
Problem loans0.90%0.04% (stronger)
Net charge-offs4.08%0.25% (stronger)
Return on assets2.61% (stronger)0.05%
Loans ÷ deposits89.6%73.2% (stronger)
Uninsured deposits44.2%0.4% (stronger)
Offices244
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)16.1%—

First Savings Bank has the higher TellerScore (83 vs 70). On the 7 directional measures above (where higher or lower is clearly better), First Savings Bank leads on 3 and Evolve Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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