Side-by-side · Q2 2026 data
First Savings Bank vs First New Mexico Bank, Las Cruces
Metric by metric
| Measure | First Savings Bank | First New Mexico Bank, Las Cruces |
|---|---|---|
| TellerScore | 83 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 81 |
| Loan quality | 70 (stronger) | 23 |
| Earnings | 100 (stronger) | 93 |
| Funding & liquidity | 38 | 78 (stronger) |
| Problem-loan coverage | 94 (stronger) | 81 |
| Peer percentile | 94th | 37th |
| Total assets | $1.6B | $171.9M |
| Deposits / shares | $1.3B | $146.1M |
| Capital ratio | 19.25% (stronger) | 13.05% |
| Problem loans | 0.90% (stronger) | 2.31% |
| Net charge-offs | 4.08% | -0.00% (stronger) |
| Return on assets | 2.61% (stronger) | 1.83% |
| Loans ÷ deposits | 89.6% | 66.9% (stronger) |
| Uninsured deposits | 44.2% | 28.7% (stronger) |
| Offices | 24 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.1% | — |
First Savings Bank has the higher TellerScore (83 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First Savings Bank leads on 4 and First New Mexico Bank, Las Cruces on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.