Side-by-side · Q2 2026 data
First Savings Bank vs Loco Credit Union
Metric by metric
| Measure | First Savings Bank | Loco Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 46 |
| Capital cushion | 100 (stronger) | 80 |
| Loan quality | 70 (stronger) | 0 |
| Earnings | 100 (stronger) | 4 |
| Funding & liquidity | 38 | 92 (stronger) |
| Problem-loan coverage | 94 (stronger) | 78 |
| Peer percentile | 94th | 6th |
| Total assets | $1.6B | $60.8M |
| Deposits / shares | $1.3B | $52.3M |
| Capital ratio | 19.25% (stronger) | 12.95% |
| Problem loans | 0.90% (stronger) | 3.20% |
| Net charge-offs | 4.08% | 1.80% (stronger) |
| Return on assets | 2.61% (stronger) | -0.40% |
| Loans ÷ deposits | 89.6% | 46.1% (stronger) |
| Uninsured deposits | 44.2% | 22.3% (stronger) |
| Offices | 24 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.1% | — |
First Savings Bank has the higher TellerScore (83 vs 46). On the 7 directional measures above (where higher or lower is clearly better), First Savings Bank leads on 4 and Loco Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.