Side-by-side · Q2 2026 data
First Savings Bank vs Silver State Schools Credit Union
Metric by metric
| Measure | First Savings Bank | Silver State Schools Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 66 |
| Capital cushion | 100 (stronger) | 52 |
| Loan quality | 70 | 80 (stronger) |
| Earnings | 100 (stronger) | 56 |
| Funding & liquidity | 38 | 71 (stronger) |
| Problem-loan coverage | 94 (stronger) | 89 |
| Peer percentile | 94th | 44th |
| Total assets | $1.6B | $1.3B |
| Deposits / shares | $1.3B | $1.2B |
| Capital ratio | 19.25% (stronger) | 10.15% |
| Problem loans | 0.90% | 0.59% (stronger) |
| Net charge-offs | 4.08% | 0.72% (stronger) |
| Return on assets | 2.61% (stronger) | 0.90% |
| Loans ÷ deposits | 89.6% | 89.3% (stronger) |
| Uninsured deposits | 44.2% | 0.0% (stronger) |
| Offices | 24 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.1% | — |
First Savings Bank has the higher TellerScore (83 vs 66). On the 7 directional measures above (where higher or lower is clearly better), First Savings Bank leads on 3 and Silver State Schools Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.