Headquartered in Las Vegas, Nevada, Silver State Schools Credit Union is a non-federally insured state credit union with $1.3B in total assets and $1.2B in member shares and deposits as of Q2 2026. It operates 11 offices. Its charter dates back to 1951.
Silver State Schools Credit Union has a TellerScore of 66 out of 100 (moderate) based on Q2 2026 data — higher than only 44% of its 454 credit unions with $1 billion – $10 billion. Among 13 credit unions headquartered in Nevada, it ranks 11th. Problem-loan coverage contributes the most (89/100, 5.3%); capital cushion contributes the least (52/100, 10.15%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (63 → 66), mostly because the earnings component improved by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 60 |
| Q3 2024 | 61 |
| Q4 2024 | 59 |
| Q1 2025 | 63 |
| Q2 2025 | 63 |
| Q3 2025 | 68 |
| Q4 2025 | 67 |
| Q1 2026 | 66 |
| Q2 2026 | 66 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.77% |
| Q3 2024 | 9.71% |
| Q4 2024 | 9.34% |
| Q1 2025 | 9.21% |
| Q2 2025 | 9.48% |
| Q3 2025 | 9.88% |
| Q4 2025 | 9.96% |
| Q1 2026 | 9.88% |
| Q2 2026 | 10.15% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.80% |
| Q3 2024 | 0.69% |
| Q4 2024 | 0.69% |
| Q1 2025 | 0.48% |
| Q2 2025 | 0.57% |
| Q3 2025 | 0.48% |
| Q4 2025 | 0.56% |
| Q1 2026 | 0.49% |
| Q2 2026 | 0.59% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.32% |
| Q3 2024 | 0.38% |
| Q4 2024 | 0.15% |
| Q1 2025 | 0.45% |
| Q2 2025 | 0.56% |
| Q3 2025 | 0.93% |
| Q4 2025 | 0.98% |
| Q1 2026 | 0.83% |
| Q2 2026 | 0.90% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 66 | $1.3B | 10.15% | 0.59% | 0.90% | 89.3% |
| Q1 2026 | 66 | $1.3B | 9.88% | 0.49% | 0.83% | 88.5% |
| Q4 2025 | 67 | $1.3B | 9.96% | 0.56% | 0.98% | 85.8% |
| Q3 2025 | 68 | $1.3B | 9.88% | 0.48% | 0.93% | 82.6% |
| Q2 2025 | 63 | $1.3B | 9.48% | 0.57% | 0.56% | 79.7% |
| Q1 2025 | 63 | $1.3B | 9.21% | 0.48% | 0.45% | 76.8% |
| Q4 2024 | 59 | $1.3B | 9.34% | 0.69% | 0.15% | 77.6% |
| Q3 2024 | 61 | $1.2B | 9.71% | 0.69% | 0.38% | 79.7% |
| Q2 2024 | 60 | $1.2B | 9.77% | 0.80% | 0.32% | 78.3% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Nevada
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| One Nevada Credit UnionCredit union Las Vegas, NV | 93 out of 100, Very strong | $1.5B | 16.7% | 0.31% | vs |
| Create Credit UnionCredit union Las Vegas, NV | 79 out of 100, Strong | $1.6B | 11.6% | 0.45% | vs |
| Greater Nevada Credit UnionCredit union Carson City, NV | 22 out of 100, Low | $1.7B | 3.5% | 3.98% | vs |
Deposit insurance
Is my money safe at Silver State Schools Credit Union?
Silver State Schools Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, below the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 10.15%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
11 locations
Branches
Silver State Schools Credit Union lists 11 offices in 3 cities. Most locations:
- Las Vegas, NV (8)
- Henderson, NV (2)
- North Las Vegas, NV (1)
Identity & history
Profile
- Legal name
- Silver State Schools Credit Union
- Type
- Non-federally insured state credit union
- NCUA charter #
- 97085
- RSSD ID
- 408286
- Primary regulator
- State + NCUA
- Established
- 1951
- Headquarters
- 630 Trade Center Dr, Las Vegas, NV 89119
- Employees
- 206
Quick answers
Silver State Schools Credit Union: common questions
Is Silver State Schools Credit Union NCUA insured?
Silver State Schools Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.
What is Silver State Schools Credit Union's TellerScore?
66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Silver State Schools Credit Union have?
11 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Las Vegas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| One Nevada Credit UnionCredit union Las Vegas, NV | 93 out of 100, Very strong | $1.5B | 16.7% | 0.31% | vs |
| Boulder Dam Credit UnionCredit union Boulder City, NV | 93 out of 100, Very strong | $871.5M | 14.8% | 0.21% | vs |
| Town & Country BankBank Las Vegas, NV | 87 out of 100, Very strong | $206.9M | 14.9% | 0.00% | vs |
| American First National BankBank Houston, TX | 87 out of 100, Very strong | $2.9B | 14.4% | 0.42% | vs |
| First Security Bank of NevadaBank Las Vegas, NV | 84 out of 100, Strong | $297.7M | 26.3% | 0.70% | vs |
| First Savings BankBank Beresford, SD | 83 out of 100, Strong | $1.6B | 19.3% | 0.90% | vs |