Side-by-side · Q2 2026 data
First Seacoast Bank vs Granite State Credit Union
Metric by metric
| Measure | First Seacoast Bank | Granite State Credit Union |
|---|---|---|
| TellerScore | 58 | 70 (stronger) |
| Capital cushion | 39 | 49 (stronger) |
| Loan quality | 99 (stronger) | 84 |
| Earnings | 16 | 64 (stronger) |
| Funding & liquidity | 58 | 82 (stronger) |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 16th | 51st |
| Total assets | $576.3M | $749.5M |
| Deposits / shares | $472.1M | $670.3M |
| Capital ratio | 8.92% | 9.88% (stronger) |
| Problem loans | 0.03% (stronger) | 0.49% |
| Net charge-offs | -0.00% (stronger) | 0.40% |
| Return on assets | -0.09% | 1.11% (stronger) |
| Loans ÷ deposits | 88.6% | 78.6% (stronger) |
| Uninsured deposits | 27.4% | 5.2% (stronger) |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.3% | 10.6% |
Granite State Credit Union has the higher TellerScore (70 vs 58). On the 7 directional measures above (where higher or lower is clearly better), First Seacoast Bank leads on 2 and Granite State Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.