First Seacoast Bank (FDIC certificate #29744) is based in Dover, New Hampshire. Its Q2 2026 call report shows $576.3M in total assets and $472.1M in deposits and 5 offices.
Based on its Q2 2026 filing, First Seacoast Bank scores 58/100, which we describe as moderate. That is higher than only 16% of 2,650 banks with $100 million – $1 billion. Among 17 banks headquartered in New Hampshire, it ranks 16th. Its strongest component is loan quality (99/100; 0.03%), and its lowest is earnings (16/100; -0.09%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (55 → 58), mostly because the earnings component improved by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 61 |
| Q3 2024 | 61 |
| Q4 2024 | 58 |
| Q1 2025 | 55 |
| Q2 2025 | 55 |
| Q3 2025 | 57 |
| Q4 2025 | 56 |
| Q1 2026 | 56 |
| Q2 2026 | 58 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.08% |
| Q3 2024 | 9.05% |
| Q4 2024 | 8.69% |
| Q1 2025 | 8.68% |
| Q2 2025 | 8.45% |
| Q3 2025 | 8.44% |
| Q4 2025 | 8.41% |
| Q1 2026 | 8.67% |
| Q2 2026 | 8.92% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.03% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.04% |
| Q4 2025 | 0.11% |
| Q1 2026 | 0.10% |
| Q2 2026 | 0.03% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.30% |
| Q3 2024 | 0.21% |
| Q4 2024 | -0.08% |
| Q1 2025 | -0.41% |
| Q2 2025 | -0.39% |
| Q3 2025 | -0.17% |
| Q4 2025 | -0.14% |
| Q1 2026 | -0.34% |
| Q2 2026 | -0.09% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 58 | $576.3M | 8.92% | 0.03% | -0.09% | 88.6% |
| Q1 2026 | 56 | $588.8M | 8.67% | 0.10% | -0.34% | 86.8% |
| Q4 2025 | 56 | $599.5M | 8.41% | 0.11% | -0.14% | 85.2% |
| Q3 2025 | 57 | $609.7M | 8.44% | 0.04% | -0.17% | 86.1% |
| Q2 2025 | 55 | $605.1M | 8.45% | 0.00% | -0.39% | 89.0% |
| Q1 2025 | 55 | $592.7M | 8.68% | 0.00% | -0.41% | 94.0% |
| Q4 2024 | 58 | $581.1M | 8.69% | 0.00% | -0.08% | 91.9% |
| Q3 2024 | 61 | $602.1M | 9.05% | 0.00% | 0.21% | 92.7% |
| Q2 2024 | 61 | $602.0M | 9.08% | 0.03% | 0.30% | 91.6% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New Hampshire
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Salem Co-operative BankBank Salem, NH | 67 out of 100, Moderate | $580.0M | 11.9% | 0.26% | vs |
| Claremont Savings BankBank Claremont, NH | 68 out of 100, Moderate | $619.7M | 12.4% | 0.45% | vs |
| Sugar River BankBank Newport, NH | 80 out of 100, Strong | $424.3M | 14.1% | 0.33% | vs |
| Primary BankBank Bedford, NH | 73 out of 100, Strong | $769.5M | 16.3% | 1.48% | vs |
| Piscataqua Savings BankBank Portsmouth, NH | 81 out of 100, Strong | $373.4M | 13.7% | 0.00% | vs |
| The Millyard BankBank Nashua, NH | 59 out of 100, Moderate | $333.2M | 9.7% | 0.85% | vs |
Deposit insurance
Is my money safe at First Seacoast Bank?
Yes. First Seacoast Bank is an FDIC-insured institution (FDIC certificate #29744). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 27.4% of deposits ($129.4M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.92%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.96% (benchmark: 10%).
5 locations
Branches
First Seacoast Bank lists 5 offices in 5 cities. Most locations:
- Barrington, NH (1)
- Dover, NH (1)
- Durham, NH (1)
- Portsmouth, NH (1)
- Rochester, NH (1)
HMDA 2025
Mortgage lending
In 2025, First Seacoast Bank reported 84 home-loan applications under HMDA (LEI 549300QHFDNFAMLATM94): 48 originated ($26,570,000 total), 14 denied, and 15 withdrawn or closed by the applicant. Its denial rate on decided applications was 20.3%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- First Seacoast Bank
- Former names
- Federal Savings Bank
- Type
- Savings bank
- FDIC certificate #
- 29744
- RSSD ID
- 119872
- Primary regulator
- OCC
- Holding company
- First Seacoast Bcorp Inc
- Established
- January 1, 1890
- Headquarters
- 633 Central Ave, Dover, NH 03820
- Website
- www.firstseacoastbank.com
- Employees
- 68
Quick answers
First Seacoast Bank: common questions
Is First Seacoast Bank FDIC insured?
Yes. First Seacoast Bank is an FDIC-insured institution (FDIC certificate #29744). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is First Seacoast Bank's TellerScore?
58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has First Seacoast Bank ever failed?
There is no failure record for FDIC certificate #29744 in the FDIC failed bank list.
How many branches does First Seacoast Bank have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Dover
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Piscataqua Savings BankBank Portsmouth, NH | 81 out of 100, Strong | $373.4M | 13.7% | 0.00% | vs |
| Norway Savings BankBank Norway, ME | 81 out of 100, Strong | $2.2B | 14.1% | 0.29% | vs |
| Partners Bank of New EnglandBank Sanford, ME | 76 out of 100, Strong | $1.1B | 11.0% | 0.04% | vs |
| Trugrocer Federal Credit UnionCredit union Boise, ID | 73 out of 100, Strong | $320.1M | 16.0% | 0.81% | vs |
| Bank of New HampshireBank Laconia, NH | 72 out of 100, Strong | $2.8B | 12.1% | 0.63% | vs |
| Granite State Credit UnionCredit union Manchester, NH | 70 out of 100, Strong | $749.5M | 9.9% | 0.49% | vs |