Side-by-side · Q2 2026 data
First Secure Bank and Trust Co. vs First Trust Bank of Illinois
Metric by metric
| Measure | First Secure Bank and Trust Co. | First Trust Bank of Illinois |
|---|---|---|
| TellerScore | 39 | 71 (stronger) |
| Capital cushion | 65 (stronger) | 53 |
| Loan quality | 0 | 76 (stronger) |
| Earnings | 40 | 62 (stronger) |
| Funding & liquidity | 65 | 94 (stronger) |
| Problem-loan coverage | 13 | 94 (stronger) |
| Peer percentile | 2nd | 47th |
| Total assets | $396.2M | $406.3M |
| Deposits / shares | $313.7M | $324.4M |
| Capital ratio | 11.49% (stronger) | 10.26% |
| Problem loans | 6.29% | 0.71% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 0.51% | 1.05% (stronger) |
| Loans ÷ deposits | 94.7% | 44.2% (stronger) |
| Uninsured deposits | 15.5% (stronger) | 21.0% |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.7% |
First Trust Bank of Illinois has the higher TellerScore (71 vs 39). On the 7 directional measures above (where higher or lower is clearly better), First Secure Bank and Trust Co. leads on 3 and First Trust Bank of Illinois on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.