Side-by-side · Q2 2026 data
First Security Bank and Trust Company vs Bank of Grand Lake
Metric by metric
| Measure | First Security Bank and Trust Company | Bank of Grand Lake |
|---|---|---|
| TellerScore | 29 | 65 (stronger) |
| Capital cushion | 51 | 51 |
| Loan quality | 0 | 68 (stronger) |
| Earnings | 27 | 65 (stronger) |
| Funding & liquidity | 52 | 70 (stronger) |
| Problem-loan coverage | 0 | 88 (stronger) |
| Peer percentile | 1st | 29th |
| Total assets | $226.0M | $249.1M |
| Deposits / shares | $180.7M | $218.8M |
| Capital ratio | 10.09% | 10.12% (stronger) |
| Problem loans | 13.20% | 0.96% (stronger) |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 0.18% | 1.12% (stronger) |
| Loans ÷ deposits | 108.0% | 71.1% (stronger) |
| Uninsured deposits | 4.8% (stronger) | 31.9% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.6% | — |
Bank of Grand Lake has the higher TellerScore (65 vs 29). On the 7 directional measures above (where higher or lower is clearly better), First Security Bank and Trust Company leads on 1 and Bank of Grand Lake on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.