Side-by-side · Q2 2026 data
First Security Bank and Trust Company vs Triad Bank, National Association
Metric by metric
| Measure | First Security Bank and Trust Company | Triad Bank, National Association |
|---|---|---|
| TellerScore | 29 | 50 (stronger) |
| Capital cushion | 51 | 77 (stronger) |
| Loan quality | 0 | 0 |
| Earnings | 27 | 100 (stronger) |
| Funding & liquidity | 52 (stronger) | 24 |
| Problem-loan coverage | 0 | 30 (stronger) |
| Peer percentile | 1st | 7th |
| Total assets | $226.0M | $228.6M |
| Deposits / shares | $180.7M | $198.0M |
| Capital ratio | 10.09% | 12.66% (stronger) |
| Problem loans | 13.20% | 5.96% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.07% |
| Return on assets | 0.18% | 2.31% (stronger) |
| Loans ÷ deposits | 108.0% | 87.5% (stronger) |
| Uninsured deposits | 4.8% (stronger) | 58.9% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.6% | 10.0% |
Triad Bank, National Association has the higher TellerScore (50 vs 29). On the 7 directional measures above (where higher or lower is clearly better), First Security Bank and Trust Company leads on 2 and Triad Bank, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.