Side-by-side · Q2 2026 data
First Security Bank and Trust Company vs First State Bank
Metric by metric
| Measure | First Security Bank and Trust Company | First State Bank |
|---|---|---|
| TellerScore | 68 | 79 (stronger) |
| Capital cushion | 50 | 57 (stronger) |
| Loan quality | 91 | 100 (stronger) |
| Earnings | 42 | 85 (stronger) |
| Funding & liquidity | 80 (stronger) | 67 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 37th | 63rd |
| Total assets | $538.2M | $72.5M |
| Deposits / shares | $469.0M | $61.7M |
| Capital ratio | 10.03% | 10.71% (stronger) |
| Problem loans | 0.27% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 0.56% | 1.62% (stronger) |
| Loans ÷ deposits | 73.1% (stronger) | 89.5% |
| Uninsured deposits | 21.7% | 18.3% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (79 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First Security Bank and Trust Company leads on 1 and First State Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.