Side-by-side · Q2 2026 data
First Security Bank and Trust Company vs Iowa Trust & Savings Bank
Metric by metric
| Measure | First Security Bank and Trust Company | Iowa Trust & Savings Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 63 |
| Capital cushion | 50 | 58 (stronger) |
| Loan quality | 91 (stronger) | 74 |
| Earnings | 42 | 50 (stronger) |
| Funding & liquidity | 80 (stronger) | 51 |
| Problem-loan coverage | 97 (stronger) | 90 |
| Peer percentile | 37th | 24th |
| Total assets | $538.2M | $522.0M |
| Deposits / shares | $469.0M | $396.4M |
| Capital ratio | 10.03% | 10.82% (stronger) |
| Problem loans | 0.27% (stronger) | 0.79% |
| Net charge-offs | 0.00% (stronger) | 0.34% |
| Return on assets | 0.56% | 0.75% (stronger) |
| Loans ÷ deposits | 73.1% (stronger) | 92.4% |
| Uninsured deposits | 21.7% (stronger) | 29.9% |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.3% |
First Security Bank and Trust Company has the higher TellerScore (68 vs 63). On the 7 directional measures above (where higher or lower is clearly better), First Security Bank and Trust Company leads on 5 and Iowa Trust & Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.