Side-by-side · Q2 2026 data
First Security Bank and Trust Company vs Peoples Bank
Metric by metric
| Measure | First Security Bank and Trust Company | Peoples Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 65 |
| Capital cushion | 50 (stronger) | 31 |
| Loan quality | 91 | 95 (stronger) |
| Earnings | 42 | 67 (stronger) |
| Funding & liquidity | 80 (stronger) | 58 |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 37th | 29th |
| Total assets | $538.2M | $529.6M |
| Deposits / shares | $469.0M | $464.3M |
| Capital ratio | 10.03% (stronger) | 8.09% |
| Problem loans | 0.27% | 0.15% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.56% | 1.17% (stronger) |
| Loans ÷ deposits | 73.1% | 72.9% (stronger) |
| Uninsured deposits | 21.7% (stronger) | 41.6% |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.2% |
First Security Bank and Trust Company has the higher TellerScore (68 vs 65). On the 7 directional measures above (where higher or lower is clearly better), First Security Bank and Trust Company leads on 4 and Peoples Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.